How I’d Secure My Financial Future With a $7,000 TFSA Investment

You can secure your financial future by holding these three TSX compounders in your TFSA long term. Here’s what to do.

| More on:
Piggy bank with word TFSA for tax-free savings accounts.

Source: Getty Images

The TFSA (Tax-Free Savings Account) is a great tool to help secure your financial future. When you don’t pay any tax on your investment income (interest, dividend, or capital gains), you can really grow your wealth.

You don’t want to pay any tax on a stock that multiplies by 5 times, 10 times, or 20 times. That is why the TFSA is the ideal place to hold a long-term compounding stock. If you are wondering which stocks could help secure your financial future, here are three that would be perfect additions with the $7,000 TFSA contribution in 2025.

A serial acquirer with a multi-decade record

Colliers International Group (TSX:CIGI) is not the fastest-growing stock on the TSX. However, it has delivered steady mid-teens returns for nearly three decades. That is the kind of stock you want to hold long-term in a TFSA.

Colliers is known for its global commercial real estate brand. It is less well-known for the substantial platforms it is building in engineering and asset management. Today, it operates on a global scale. It has used a smart acquisition strategy to add invested partners to broaden its scale and expertise.

In its most recent quarter, revenues increased 14% and adjusted earnings per share rose 13%. 2025 is largely expected to be a “build year”. If tariff uncertainty clarifies in 2026, Colliers could have a very strong year as it yields the many investments it made in 2024 and 2025.

Colliers has a lot to like in a long-term TFSA stock. It has a founder-led, highly invested management team, a strong and growing brand, and more room for market consolidation. It is still in the early innings to keep replicating its double-digit return trajectory.

A top industrial stock for your TFSA

Another TFSA stock to add on any possible pullback is TerraVest Industries (TSX:TVK). While this stock is up 970% in the past five years, there could be more gains to be had.

TerraVest operates in some incredibly boring industries. It manufactures pressurized tanks, specialized trailers, energy services, and boiler heaters. What makes TerraVest special is its ability to profitably deploy capital into acquisitions and then operate those businesses very efficiently.

This year, the manufacturer has made some substantial acquisitions across North America. It holds the leading market position in several of its market categories. Acquisition synergies and combined growth could still drive double-digit growth for years ahead.

This stock is not cheap after the market caught on to its aggressive acquisition pace. However, if it can continue to execute (like it has), there could still be more ahead for TFSA shareholders.

Add this stock to your TFSA while it is beaten down

If you want a value pick for your TFSA right now, TFI International (TSX:TFII) might be worth a look. This company has a long history of creating exceptional value for shareholders. However, its stock is down 35% this year.

Transportation stocks have been crushed by Trump’s tough tariff talk. That is after a couple of tough years as the North American economy has weakened.

Yet, TFI is making operational strides to right-size its operating structure. The transportation and logistics leader is in a cyclical business. You want to buy it when it is in the dumps for when the market recovers.

TFI has a very smart management team, and its business generates a lot of spare cash. If you can be patient for the transport market to normalize, this could be the time to add it to your TFSA.

Fool contributor Robin Brown has positions in Colliers International Group, TFI International, and TerraVest Industries. The Motley Fool has positions in and recommends Colliers International Group. The Motley Fool recommends TFI International and TerraVest Industries. The Motley Fool has a disclosure policy.

More on Stocks for Beginners

Canada Day fireworks over two Adirondack chairs on the wooden dock in Ontario, Canada
Stocks for Beginners

The Year Ahead: Canadian Stocks With Strong Momentum for 2026

Discover strategies for investing in stocks based on momentum and sector trends to enhance your returns this year.

Read more »

man looks worried about something on his phone
Dividend Stocks

Is BCE Stock (Finally) a Buy for its 5.5% Dividend Yield?

This beaten-down blue chip could let you lock in a higher yield as conditions normalize. Here’s why BCE may be…

Read more »

stocks climbing green bull market
Stocks for Beginners

1 Elite Canadian Stock Down 34% to Buy and Hold Forever

A temporary pullback has created a long-term buying opportunity in one of Canada’s most resilient logistics stocks.

Read more »

a man relaxes with his feet on a pile of books
Dividend Stocks

What’s the Average RRSP Balance for a 70-Year-Old in Canada?

At 70, turn your RRSP into a personal pension. See how one dividend ETF can deliver steady, tax-deferred income with…

Read more »

Dividend Stocks

The Absolute Best Canadian Stocks to Buy and Hold Forever in a TFSA

Uncover the best stocks for your Tax-Free Savings Account investment strategy and understand the Canadian market dynamics.

Read more »

rising arrow with flames
Dividend Stocks

FIRE Sale: 1 Top-Notch Dividend Stock Canadians Can Buy Now

This “fire‑sale” bank may be mispriced. BMO’s durable dividend and U.S. expansion could reward patient buyers when fear fades.

Read more »

the word REIT is an acronym for real estate investment trust
Dividend Stocks

TFSA Investors: How to Structure a $75,000 Portfolio for Monthly Income

Turn $75,000 in your TFSA into a tax-free monthly paycheque with a diversified mix of steady REITs and a conservative…

Read more »

Printing canadian dollar bills on a print machine
Stocks for Beginners

Invest $10,000 in This Dividend Stock for $333 in Passive Income

Got $10,000? This Big Six bank’s high yield and steady earnings could turn tax-free dividends into serious compounding inside your…

Read more »