How to Allocate $50,000 Across Different Market Sectors

Have money to invest but don’t know where to start? Here are the perfect options.

woman analyze data

Image source: Getty Images

If you’re ready to invest $50,000 and want to build a portfolio across different sectors of the TSX, spreading your capital among a few strong names can make all the difference. With today’s uncertain economy, Canadians are looking for dependable stocks that offer growth, income, and stability. That’s why this portfolio includes a mix of finance, energy, transportation, tech, utilities, and real estate. The goal is to balance your risk and reward while holding Canadian companies that continue to deliver. So let’s look at stocks that offer just that.

Power

Let’s start with Power Corporation of Canada, (TSX:POW), a cornerstone in the Canadian financial sector. It owns and operates insurance, wealth, and asset management businesses under names like Great-West Lifeco and IGM Financial. In its most recent earnings report, Power reported revenue of $9.4 billion for the first quarter of 2025, a 4.4% increase year over year. Net earnings came in at $556 million. At the time of writing, the Canadian stock trades at around $53.50 and offers a healthy dividend yield of about 4.6%. For an investor looking for steady income and long-term compound growth, Power is a reliable pick.

Next up is Tourmaline Oil (TSX:TOU). It’s one of the largest natural gas producers in Canada and continues to benefit from global demand and tight supply. For Q1 2025, Tourmaline posted revenue of $1.3 billion and net income of $259 million. It also declared a base dividend and paid out special dividends earlier this year. At a share price of around $69, the Canadian stock offers a dividend yield near 3%, excluding specials. The energy sector remains volatile, but Tourmaline is well-capitalized, lean, and focused on shareholder returns.

Finally, for a defensive utility stock, Emera (TSX:EMA), is a strong addition. The Canadian stock serves 2.5 million customers across North America and owns regulated power and gas utilities. In its most recent earnings, Emera reported $2 billion in revenue and $344 million in net income. Its dividend yield is over 4.8% and it has a long history of annual dividend increases. Trading around $61, Emera is a solid anchor in any diversified portfolio.

Logistics

From energy to air transport, Cargojet (TSX:CJT) is the country’s premier overnight cargo airline. While consumer spending may be slowing, demand for express delivery remains high. In Q1 2025, the Canadian stock brought in $231 million in revenue and reported net income of $17.4 million. Cargojet is investing in its aircraft and technology to remain efficient and competitive. Shares trade at around $93, and while its dividend yield is modest at 1.5%, the Canadian stock provides exposure to e-commerce logistics and infrastructure.

For tech, Kinaxis (TSX:KXS) provides supply chain management software to large corporations across the globe. It’s a high-growth company with strong fundamentals. In its latest quarter, Kinaxis reported revenue of $135 million, up 12% from the same period last year. Adjusted earnings came in at $18 million. KXS stock doesn’t pay a dividend, but it does have one of the strongest balance sheets in Canadian tech. At around $200 per share, it’s a higher-priced stock, but one with solid recurring revenue and global expansion potential.

Now to real estate. Choice Properties REIT (TSX:CHP.UN) owns over 700 properties across Canada, many anchored by grocery stores and other essential services. This keeps cash flow stable even during tough times. In Q1 2025, Choice reported $332 million in revenue and funds from operations of $179 million. At a share price around $14.75, CHP.UN provides a dividend yield near 5.3%, which is attractive for passive income investors.

Bottom line

Splitting your $50,000 equally among these six stocks means investing about $8,333 in each one. You’d own pieces of Canada’s top names in finance, energy, transport, tech, real estate, and utilities. That kind of balance is key when interest rates are high, inflation is sticky, and consumers are cutting back.

This strategy aims to deliver a blend of capital appreciation and consistent income. Add to that the long-term growth potential and the result is a well-rounded, future-ready portfolio. That’s a smart way to put $50,000 to work on the TSX.

Fool contributor Amy Legate-Wolfe has no position in any of the stocks mentioned. The Motley Fool has positions in and recommends Cargojet. The Motley Fool recommends Emera, Kinaxis, and Tourmaline Oil. The Motley Fool has a disclosure policy.

More on Stocks for Beginners

TFSA (Tax-Free Savings Account) on wooden blocks and Canadian one hundred dollar bills.
Stocks for Beginners

Maximum TFSA Impact: 3 TSX Stocks to Help Multiply Your Wealth

Don't let cash depreciate in your TFSA. Explore how to effectively use your TFSA for tax-free investment growth.

Read more »

Yellow caution tape attached to traffic cone
Stocks for Beginners

The CRA Is Watching: TFSA Investors Should Avoid These Red Flags 

Unlock the potential of your TFSA contribution room. Discover why millennials should invest wisely to maximize tax-free growth.

Read more »

Young Boy with Jet Pack Dreams of Flying
Stocks for Beginners

3 TSX Stocks Soaring Higher With No Signs of Slowing

Analyze the performance of notable stocks in recent years and how they responded to economic challenges and opportunities.

Read more »

Group of people network together with connected devices
Energy Stocks

A 4.5% Dividend Stock That’s a Standout Buy in 2026

TC Energy stands out for 2026 because it pairs a meaningful dividend with contracted-style cash flows and a clearer, simplified…

Read more »

a person prepares to fight by taping their knuckles
Stocks for Beginners

3 Defensive Stocks That Could Thrive During Economic Uncertainty

Market volatility doesn’t disappear entirely. That’s why owning one or more defensive stocks is key.

Read more »

senior man and woman stretch their legs on yoga mats outside
Dividend Stocks

Passive Income: How to Earn Safe Dividends With Just $20,000

Here's what to look for to earn safe dividends for passive income.

Read more »

Canada Day fireworks over two Adirondack chairs on the wooden dock in Ontario, Canada
Dividend Stocks

Buy Canadian With 1 TSX Stock Set to Boom in 2026 Global Markets

Canadian National could be a 2026 outperformer because it has a moat-like network, improving efficiency, and a valuation that isn’t…

Read more »

Bitcoin
Stocks for Beginners

Here Are My Top TSX Stocks to Buy for 2026

Investing in 2026 requires a smart strategy. Learn how to diversify with TSX stocks amid global turmoil and uncertainty.

Read more »