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Amy Legate-Wolfe

Author Bio
Amy became interested in investing in 2018 after having her first daughter. After receiving a masters degree in journalism from Western University, she became frustrated that the finance industry remained a confusing place for Canadians like her: new parents, millennials, and other young people who needed to understand their finances.

Now, Amy focuses on tech companies and renewable energy for growth opportunities, coupling that with long-term investing strategies and equities. She also provides investors with a daily newsletter, Canada Stock Digest, for daily market updates. Her work can also be found at Canada's National Observer, where she writes on the business side of climate action.

Before joining Motley Fool Canada, Amy wrote for major news organizations including HuffPost, CTVNews.ca, and CBC. When she’s not researching investing strategies, Amy’s time is pretty much monopolized by her two wild daughters, but in what little spare time she has she loves to do yoga, go on walks with her dog, and travel with her husband.
Social Media
Follow Amy on LinkedIn and Canada Stock Digest.
Favorite Investment Quote
“October: This is one of the particularly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February.” – Mark Twain

Recent Articles

Warning sign with the text "Trade war" in front of container ship
Tech Stocks

Washington Rewrote the Tariff Rules Last Week: This Auto-Parts Stock Already Qualifies

| Amy Legate-Wolfe

Magna's regional manufacturing footprint helps it navigate tariffs, but exemptions apply to qualifying goods, not an entire stock.

Read more »

frustrated shopper at grocery store
Dividend Stocks

Grocery Inflation Just Hit a 2-Year Low: The Dividend Math on This Grocer

| Amy Legate-Wolfe

Loblaw's small dividend offers room for growth, while its share price requires more than a quieter inflation report.

Read more »

Canada day banner background design of flag
Energy Stocks

76% of Albertans Chose Canada: This Alberta Gas Stock Just Hit a 3-Year High

| Amy Legate-Wolfe

Tourmaline's costs, market access, and planned dividend increase provide a more durable investment case than referendum relief.

Read more »

woman holding steering wheel is nervous about the future
Dividend Stocks

Tax Refund or Bonus Coming? A Smart Way to Fund Your Emergency Cushion

| Amy Legate-Wolfe

A refund or bonus could bring your emergency fund months closer to completion and give your investments more time to…

Read more »

ETF is short for exchange traded fund, a popular investment choice for Canadians
Dividend Stocks

The One Registered Account Where the U.S. Takes 0% of Your Dividends

| Amy Legate-Wolfe

A qualifying RRSP can receive certain U.S. dividends without withholding, but Canadian-listed ETFs follow a different route.

Read more »

warehouse worker takes inventory in storage room
Dividend Stocks

This REIT Pays You Every Month: Here’s What $25,000 Buys in Income

| Amy Legate-Wolfe

Granite REIT turns a $25,000 budget into about $88 a month at its current distribution rate, before tax.

Read more »

A train passes Morant's curve in Banff National Park in the Canadian Rockies.
Dividend Stocks

A Separatist Party Now Runs Quebec: This Blue-Chip Barely Blinked

| Amy Legate-Wolfe

CN's continental railway deserves an operating analysis, not an investment thesis built entirely around Quebec politics.

Read more »

woman considering the future
Dividend Stocks

The $1.7 Million Retirement Number Is an Average: Here’s How to Find Yours

| Amy Legate-Wolfe

Canada’s $1.7-million retirement expectation says little about your own target until spending, pensions, and withdrawal taxes are included.

Read more »

horses compete to win race
Dividend Stocks

Telecoms Were Monday’s Worst TSX Sector: This One Yields 4.5%

| Amy Legate-Wolfe

Rogers offers a meaningful dividend yield, with debt reduction providing the clearest test of the investment case.

Read more »

man in business suit pulls a piece out of wobbly wooden tower
Stocks for Beginners

The U.S. Just Cut Lumber Duties: This Producer Got the Lowest Rate

| Amy Legate-Wolfe

West Fraser's new announced duty rate offers relief, although separate tariffs and weak housing demand remain substantial hurdles.

Read more »

RRSP (Registered Retirement Savings Plan) on wooden blocks and Canadian one hundred dollar bills.
Dividend Stocks

The RRSP Deadline is in March: Here’s Why November Starters Come Out Ahead

| Amy Legate-Wolfe

An earlier RRSP contribution plan spreads the cash commitment and leaves more time to make sensible investment choices.

Read more »

The RRSP (Canadian Registered Retirement Savings Plan) is a smart way to save and invest for the future
Dividend Stocks

Can You Have a TFSA, RRSP and FHSA at the Same Time? Yes. Here’s How They Fit Together

| Amy Legate-Wolfe

These three accounts can work together, with the FHSA serving a home purchase, the TFSA offering flexibility, and the RRSP…

Read more »

how to save money
Energy Stocks

Gasoline Is Up 27.8% in a Year: This Oilsands Giant Is Cashing In

| Amy Legate-Wolfe

Suncor's integrated operations generate substantial cash, although a strong oil quarter shouldn't become a permanent assumption.

Read more »

The sun sets behind a power source
Dividend Stocks

Taking CPP at 60 Shrinks Your Cheque 36%: This Dividend Stock Helps Bridge the Gap

| Amy Legate-Wolfe

Fortis can supplement retirement income, but dividend cash and a permanently reduced CPP pension aren't interchangeable.

Read more »

Concept of multiple streams of income
Dividend Stocks

Hike Bets Just Surged From 30% to 80%: This Insurer Doesn’t Mind at All

| Amy Legate-Wolfe

Manulife offers a different angle on rising rates, with Asian growth providing a stronger reason to own it.

Read more »

Two seniors walk in the forest
Stocks for Beginners

Don’t Panic About Retirement: Do This Instead

| Amy Legate-Wolfe

An affordable monthly savings habit can improve a retirement plan substantially, while Dollarama shows why a good business still needs…

Read more »

Investor reading the newspaper
Stocks for Beginners

Steel is Back in the Headlines: This Iron Ore Royalty Pays You to Watch

| Amy Legate-Wolfe

Labrador Iron Ore Royalty offers a variable dividend, with mine recovery carrying more weight than steel-policy headlines.

Read more »

man shops at grocery store
Stocks for Beginners

What $10,000 in Dollarama Became in 10 Years

| Amy Legate-Wolfe

A nearly 10-year Dollarama holding grew to roughly $58,000 before dividends, while today's valuation raises a different question.

Read more »

a person looks out a window into a cityscape
Dividend Stocks

Rate-Hike Bets Are Back: What They Mean for This Apartment REIT

| Amy Legate-Wolfe

CAPREIT trades far below reported net asset value, but refinancing costs and softer occupancy explain the market's hesitation.

Read more »

oil pump jack under night sky
Energy Stocks

A 4% Dividend Stock Paying Monthly Cash

| Amy Legate-Wolfe

Whitecap pays about $65 monthly on a $20,000 budget, with recent cash after capital spending comfortably covering the dividend.

Read more »

Real estate investment concept
Dividend Stocks

First-Time Buyers Have Until December 31 to Claim the FHSA Deduction

| Amy Legate-Wolfe

The FHSA's December deadline applies to contributions, giving eligible buyers a chance to reduce 2026 taxable income.

Read more »

data analyze research
Stocks for Beginners

Maxing Out Your TFSA Isn’t the Final Step: Here’s What Is

| Amy Legate-Wolfe

A full TFSA still needs a plan: protect near-term spending, diversify long-term holdings, and understand when withdrawals restore room.

Read more »

financial chart graphs and oil pumps on a field
Dividend Stocks

This TSX Royalty Stock Pays Its Monthly Dividend Today: The Payout Math Behind It

| Amy Legate-Wolfe

Freehold pays eligible shareholders today, with a $10,000 investment offering about $52 monthly at the current dividend.

Read more »

dairy milk spills out of glass
Stocks for Beginners

Canada’s Dairy Rules Are Back in Washington’s Crosshairs: What it Means for Saputo

| Amy Legate-Wolfe

Saputo's local U.S. factories complicate the trade-war story, while stronger protein demand offers a separate earnings opportunity.

Read more »

A family watches tv using Roku at home.
Dividend Stocks

This TSX Stock is Still Down 12% This Year Despite a Strong Quarter

| Amy Legate-Wolfe

Rogers' shares have fallen about 15% this year while free cash flow improved, creating an income opportunity with debt attached.

Read more »

middle-aged couple work together on laptop
Dividend Stocks

The Year-End Tax Move Retired Couples Shouldn’t Miss

| Amy Legate-Wolfe

Pension splitting happens at tax time, but eligible retirees may need to arrange the right withdrawals before December 31.

Read more »

panning for gold uncovers nuggets and flakes
Stocks for Beginners

Gold Pulled Back From Its Record: This Royalty Stock Raised Its Dividend 18%

| Amy Legate-Wolfe

OR Royalties offers a different way to own gold exposure, with strong dividend coverage and a modest starting yield.

Read more »

Forklift in a warehouse
Dividend Stocks

The Best Monthly Paying Dividend Stock on the TSX: My Pick and My Buy Price

| Amy Legate-Wolfe

Granite combines monthly income with a reported payout cushion, while an $80 buy price improves what a new investor receives.

Read more »

oil pumps at sunset
Dividend Stocks

CIBC Just Put a $17.50 Target on This Homegrown Oil Stock

| Amy Legate-Wolfe

Tamarack's target implies roughly 24% upside, while a cleaner balance sheet gives its Clearwater strategy room to work.

Read more »

Concept of rent, search, purchase real estate, REIT
Stocks for Beginners

On a Variable Mortgage? Markets Are Now Betting on Hikes, Not Cuts

| Amy Legate-Wolfe

A rate hike remains possible, even after weak jobs data. Here's the household cost and the separate CIBC investment decision.

Read more »

data center server racks glow with light
Tech Stocks

AI Data Centres Need Power: This Canadian Stock Just Won a 1GW Contract

| Amy Legate-Wolfe

Enerflex has landed substantial data centre equipment work. The opportunity now depends on what reaches shareholders after delivery.

Read more »

man makes the timeout gesture with his hands
Tech Stocks

The Tax Rules Canadians Should Know Before Starting a Side Hustle

| Amy Legate-Wolfe

A side hustle can fund investments, but taxes, business expenses, and sales-tax obligations determine how much money is actually yours.

Read more »

gold prices rise and fall
Stocks for Beginners

Gold is Near $4,200: This Miner Pays You to Wait

| Amy Legate-Wolfe

Agnico's cash position supports its dividend, but gold-price sensitivity and a modest starting yield define what investors actually receive.

Read more »

Cannabis business and marijuana industry concept as the shadow of a dollar sign on a group of leaves
Stocks for Beginners

This Cannabis Stock Jumped 12% in a Day: The Math Says Be Careful

| Amy Legate-Wolfe

Tilray's record revenue came with declining cannabis sales and negative free cash flow, making the investment much more speculative than…

Read more »

atomic particle
Tech Stocks

This TSX Tech Stock Trades About $1,000 Below Its Consensus Target

| Amy Legate-Wolfe

Constellation's consensus target sits about $1,038 above its dated share price, while acquisition-driven growth determines whether the optimism is earned.

Read more »

Three children jump on an outdoor trampoline
Dividend Stocks

The RESP Deadline is December 31: Ottawa Adds 20% for Free

| Amy Legate-Wolfe

An affordable RESP contribution can attract a 20% basic grant, with December timing, catch-up limits, and the child's age shaping…

Read more »

Train cars pass over trestle bridge in the mountains
Stocks for Beginners

This Canadian Stock Is Down 9%: I’d Buy it for Life

| Amy Legate-Wolfe

CN is below its yearly high while grain shipments set a record, giving long-term investors a concrete reason to examine…

Read more »

trading chart of brent crude oil prices
Energy Stocks

Oil Hit a Two-Week High: This Canadian Producer Turns it Into Dividends

| Amy Legate-Wolfe

CNQ's recent cash-funded dividends, buybacks, and debt reduction are allowing shareholders to capture the windfall from the oil rally.

Read more »

Paper Canadian currency of various denominations
Stocks for Beginners

Your Broker Withholds 15% on U.S. Dividends: Here’s The Tax Credit That Gets It Back

| Amy Legate-Wolfe

U.S. dividend withholding depends on your account, while BMO shows how a Canadian stock can offer U.S. exposure.

Read more »

Hand Protecting Senior Couple
Stocks for Beginners

How Much Do You Actually Need to Retire in Canada?

| Amy Legate-Wolfe

The same retirement lifestyle can require very different savings balances once pensions and withdrawal taxes enter the calculation.

Read more »