How Currency Moves Quietly Boost (or Hurt) Your TSX Portfolio

Navigating the complex world of currency can significantly impact your TSX investments; explore strategies and promising stocks to mitigate or harness currency effects.

| More on:
man in suit looks at a computer with an anxious expression

Source: Getty Images

Key Points

  • Currency fluctuations, like a stronger or weaker Canadian dollar, affect foreign revenues and profitability of TSX-listed companies.
  • Companies like Canadian National Railway (CNR) thrive by managing costs and having diversified revenue streams that cushion against currency volatility.
  • CAE benefits from earning foreign revenue which supports stability in a weaker CAD environment, making it a resilient investment choice.

Currency holds a tricky spot in any investment portfolio. Whether you’re investing directly in currency or just stocks that are affected by it, the role of currency is enormous. Therefore, currency movements can significantly impact the TSX as well, especially for international companies. So, let’s look at some strategies on how to mitigate or even leverage these effects and some TSX stocks to consider.

Currency and the TSX

First, let’s take a deeper dive into how currency can affect your TSX portfolio. First, there’s an appreciating Canadian dollar. When the CAD strengthens, it can actually negatively impact companies that earn revenues in foreign currencies, especially the USD. These revenues are worth less when converted back into CAD. Meanwhile, the reverse is true as well. When there’s a weaker CAD, it benefits companies with foreign revenues, as those revenues translate into more CAD, potentially boosting profit.

This goes beyond a mere shift as operational costs come into play as well. Companies that have costs denominated in foreign currencies may be impacted by currency fluctuations, and an appreciating CAD can reduce these costs and improve margins. There’s also competitive positioning to consider. A strong CAD can make Canadian exports more expensive and less competitive on a global scale, and vice versa. Therefore, currency volatility can seriously affect investment decisions.

Two to consider

With that in mind, where do investors start when it comes to investing in TSX stocks? Two options might be Canadian National Railway (TSX:CNR) and CAE (TSX:CAE). Let’s start with CNR stock. This company is part of a railway duopoly, with diversified revenue streams that run across North America. CNR’s diversified revenue base also runs across different segments like grain, fertilizers, and automotive. These can help cushion currency volatility impacting any sector.

Furthermore, its cost management is one to admire. The company focuses on cost control and efficiency that can mitigate the effects of currency fluctuations on profitability, as well as its strategic investments. Add on a solid operating ratio and improved earnings, and CNR is a top choice during currency fluctuations.

What about CAE? This international aerospace stock earns a significant portion of revenue in foreign currencies, specifically USD. This could benefit a weaker CAD, especially with a substantial backlog for more revenue and stability against volatile currency impacts. Long-term investors will love this, as well as its regulated civil and defence operations, allowing CAE to leverage opportunities in different markets.

Bottom line

Currency fluctuations can be scary for investors who aren’t sure what exactly is even going on. Honestly, a weaker CAD can be good for most companies to allow for competitiveness and foreign investments. But CNR and CAE are strong in any portfolio, providing resilience against currency volatility.

CNR offers a stable dividend, returns, diversification, and revenue. Meanwhile, CAE holds international revenue streams and a huge backlog. Therefore, both of these TSX stocks are sold choices to capitalize on currency fluctuations. Yet as always, make sure the strategy aligns with the rest of your portfolio, and always speak with your financial advisor before making any investment decisions.

Fool contributor Amy Legate-Wolfe has no position in any of the stocks mentioned. The Motley Fool recommends Canadian National Railway. The Motley Fool has a disclosure policy.

More on Dividend Stocks

Canadian dollars in a magnifying glass
Dividend Stocks

Monthly Income: Top Dividend Stocks to Buy in December

These two top Canadian dividend stocks could add steady monthly income to your portfolio while offering room to grow.

Read more »

dividends grow over time
Dividend Stocks

1 Canadian Stock to Dominate Your Portfolio in 2026

Down almost 40% from all-time highs, goeasy is a Canadian stock that offers significant upside potential to shareholders.

Read more »

Pile of Canadian dollar bills in various denominations
Dividend Stocks

1 Way to Use a TFSA to Earn $250 Monthly Income

You can generate $250 worth of monthly tax-free TFSA income with ETFs like BMO Canadian Dividend ETF (TSX:ZDV).

Read more »

Colored pins on calendar showing a month
Dividend Stocks

This TSX Dividend Stock Pays Cash Every Single Month

If you’re looking for a top TSX dividend stock to buy now that happens to pay its dividend every single…

Read more »

the word REIT is an acronym for real estate investment trust
Dividend Stocks

High Yield, Low Stress: 3 Income Stocks Ideal for Retirees

These high yield income stocks have solid fundamentals, steady cash flows, strong balance sheets, and sustainable payout ratios.

Read more »

Canadian Red maple leaves seamless wallpaper pattern
Dividend Stocks

CRA Just Released New 2026 Tax Brackets

New 2026 CRA tax brackets can cut “bracket creep” so plan around them to ensure more compounding, and consider Manulife…

Read more »

Silver coins fall into a piggy bank.
Dividend Stocks

TFSA Investors: Here’s the CRA’s Contribution Limit for 2026

New TFSA room is coming—here’s how a $7,000 2026 contribution and a simple ETF like XQQ can supercharge tax‑free growth.

Read more »

Business success of growth metaverse finance and investment profit graph concept or development analysis progress chart on financial market achievement strategy background with increase hand diagram
Dividend Stocks

On a Scale of 1 to 10, These Dividend Stocks Are Underrated

Restaurant Brands International (TSX:QSR) and another cheap dividend stock to buy.

Read more »