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Puja Tayal

Author Bio

Puja Tayal grew up in a small-business family where dinner conversations often centred on working capital and savings. Her early experiences with investing, particularly during the 2008 financial crisis, shaped her approach to understanding markets and evaluating investment opportunities.

She began her career at a mutual fund company before moving into investor education and financial writing for asset and wealth management firms. Before joining The Motley Fool, Puja wrote for Market Realist, where she extensively covered the semiconductor industry. Her published work has also appeared in The Indian Express.

Puja believes every stock has a story that can help investors understand its potential returns. She combines business analysis with different investing approaches to help investors make informed decisions and align their portfolios with their long-term financial goals.

Outside of finance, Puja enjoys long drives, catching up with friends, watching superhero and science-fiction movies, and managing her family portfolio. She also has a keen interest in artificial intelligence and its potential to reshape the world.

Education

  • Bachelor's degree in Accounting and Finance, University of Mumbai (2007)
  • CFA Level I

Areas of Expertise

Qualitative company analysis, management strategy, risk assessment, long-term investing, portfolio diversification and rebalancing, dividend reinvestment, cyclical growth opportunities, compounding strategies, growth stocks, and dividend stocks.

Social Media Profiles

Favorite Investment Quote

"Risk comes from not knowing what you're doing." — Warren Buffett

Recent Articles

AI investing could have upward trajectory
Stocks for Beginners

3 of the Best Canadian Stocks to Buy and Hold in a TFSA

| Puja Tayal

Learn why now is a good time to buy Canadian stocks as the market dynamics shift due to changes in…

Read more »

oil pump jack under night sky
Energy Stocks

I’d Buy This 6.3% Yielder With My Next $4,000 

| Puja Tayal

Investing in Freehold Royalties provides a 6.3% yield, essential for portfolio protection against rising inflation risks.

Read more »

scanning a package shipping label for ecommerce delivery
Tech Stocks

How Much Shopify Stock Do You Own? It’s Probably More Than You Think

| Puja Tayal

Shopify stock shows potential as it faces seasonal bearish momentum. Discover investment opportunities ahead of the holiday season.

Read more »

bank of canada governor tiff macklem
Energy Stocks

The Bank of Canada Raises Rates for the First Time in 3 Years – Here Is What to Do With Your TFSA

| Puja Tayal

Find out why the Bank of Canada raised the rate and how it could influence consumer spending and overall inflation.

Read more »

Warning sign with the text "Trade war" in front of container ship
Stock Market

U.S. Midterms and Canada-U.S. Trade Talks: The TSX Sectors Most Exposed to Trump This Week

| Puja Tayal

Get the latest on Trump’s trade strategies in light of the upcoming midterm elections. What does this mean for Canada-U.S.…

Read more »

man gives stopping gesture
Dividend Stocks

A No-Spend Month Could Jump-Start Your Emergency Savings

| Puja Tayal

Join the No-Spend Month challenge to take control of your finances and discover the benefits of minimal spending habits.

Read more »

dreaming of financial success
Stocks for Beginners

When Does a Side Hustle Need a GST/HST Number?

| Puja Tayal

Explore the connection between GST and side hustles in Canada to discover new ways to enhance your financial growth.

Read more »

Piggy bank on a flying rocket
Stocks for Beginners

Your Emergency Fund Should Be Funded Before Investing in Uncertain Times

| Puja Tayal

Discover why an Emergency Fund is essential in today's volatile market. Secure your finances against rising inflation and uncertainties.

Read more »

man in bowtie poses with abacus
Dividend Stocks

How to Read a Payout Ratio in 60 Seconds

| Puja Tayal

Understand the payout ratio and its significance. Learn how it helps assess dividend stocks in just one minute.

Read more »

A Canada Pension Plan Statement of Contributions with a 100 dollar banknote and dollar coins.
Dividend Stocks

What Will Your CPP Pay? How to Check Before You Retire

| Puja Tayal

Planning your retirement? Discover how CPP benefits impact your retirement savings and maximize your income with informed decisions.

Read more »

middle-aged couple work together on laptop
Retirement

Could Delaying OAS Make Sense? The Trade-Offs Explained 

| Puja Tayal

Understand the Old Age Security pension, its eligibility rules, and the financial implications for Canadians aged 65 and older.

Read more »

A worker gives a business presentation.
Tech Stocks

How Inflation Quietly Raises Your Retirement Target

| Puja Tayal

Get insights into inflation and its effects on your savings. Discover what influences inflation and how to manage it.

Read more »

A Canada Pension Plan Statement of Contributions with a 100 dollar banknote and dollar coins.
Dividend Stocks

Delaying CPP to 70: Is the Bigger Payout Worth the Wait?

| Puja Tayal

Understand CPP and how the timing of your payout affects your retirement income. Explore the best age to start collecting.

Read more »

Blocks conceptualizing Canada's Tax Free Savings Account
Dividend Stocks

Dividends in a TFSA vs. a Non-Registered Account: What’s the Difference?

| Puja Tayal

Explore the advantages of TFSA and understand how to invest wisely to minimize your dividend tax load in Canada.

Read more »

arrows hit bullseye on target
Dividend Stocks

Retirement Target Up From $1.54 Million to $1.7 Million: What’s Behind the Jump?

| Puja Tayal

Is $1.7 million your Retirement Target? Learn how inflation is driving changes in retirement planning for Canadians.

Read more »

Piggy bank wrapped in Christmas string lights
Energy Stocks

Dollar-Cost Averaging: A Calm Way to Invest When Markets Feel Scary

| Puja Tayal

Understand Dollar-Cost Averaging and how it can help you navigate market volatility and accumulate investments over time.

Read more »

Business success of growth metaverse finance and investment profit graph concept or development analysis progress chart on financial market achievement strategy background with increase hand diagram
Tech Stocks

Hot Take: I Never Liked Lightspeed Commerce Stock

| Puja Tayal

Is Lightspeed Commerce the right investment? Dive into the red flags and disappointing performance of this tech stock.

Read more »

Warning sign with the text "Trade war" in front of container ship
Dividend Stocks

The Canada-U.S. Trade War Drags On: 1 Stock I’d Buy and 1 I’d Avoid

| Puja Tayal

Delve into the trade war that escalated after the USMCA expiration, impacting tariffs and trade dynamics between Canada and the…

Read more »

trading chart of brent crude oil prices
Energy Stocks

This 3.2% Dividend Giant Is My Largest TFSA Position: Here’s Why

| Puja Tayal

Maximize your earnings with a TFSA. Discover how tax-free savings can enhance your investment strategy in Canada.

Read more »

Blocks conceptualizing Canada's Tax Free Savings Account
Dividend Stocks

Got $10,000 to Invest? Here’s How You Could Split It Between Your TFSA and RRSP

| Puja Tayal

Learn how to wisely invest $10,000 in your TFSA and RRSP. Understand contribution limits and tax implications for optimal growth.

Read more »

a person drops a microphone
Dividend Stocks

Telus’s Results Are Coming Up: 3 Questions Investors Should Be Asking 

| Puja Tayal

Get the scoop on Telus and its upcoming earnings. Understand the factors behind the stock's recent 12% jump and market…

Read more »

builder frames a house with lumber
Stocks for Beginners

After Carney’s Investing Summit, 2 TSX Stocks I’d Buy Now

| Puja Tayal

Discover the impact of Mark Carney's infrastructure plans on Canada's economy and investment opportunities.

Read more »

Data Center Engineer Using Laptop Computer crypto mining
Tech Stocks

Hammond Power Solutions Is Positioned for the Big Data Centre Buildout: Here’s How I’d Buy It

| Puja Tayal

Analyze the current issues impacting data centres, from AI investment strategies to concerns reminiscent of past financial crises.

Read more »

Person uses a tablet in a blurred warehouse as background
Dividend Stocks

An Ideal TFSA Stock for October, Paying 0.34% Each Month

| Puja Tayal

Explore the advantages of a TFSA and discover how selecting the ideal TFSA stock can maximize your investment returns.

Read more »

House models and one with REIT real estate investment trust.
Dividend Stocks

A TFSA Pick Yielding 5.5% With Dependable Cash Payments

| Puja Tayal

Discover how to evaluate dividend stocks for dependable cash flow and reduce risks in a volatile economic environment.

Read more »

Child measures his height on wall. He is growing taller.
Energy Stocks

Down 16% and Paying 5.8%: The Case for Buying Enbridge Now

| Puja Tayal

Understand how Enbridge is positioning itself in the energy sector during uncertain times with significant capital investments.

Read more »

Data center servers IT workers
Retirement

CPP and OAS Alone Probably Won’t Cover Retirement: How to Fill the Gap

| Puja Tayal

Prepare for retirement by understanding the limits of CPP and OAS for your financial future. Stay informed and secure.

Read more »

a man relaxes with his feet on a pile of books
Energy Stocks

Why I’d Rather Own Enbridge and Its $41 Billion Backlog Than Chase a Higher Yield

| Puja Tayal

Discover the importance of Enbridge against the backdrop of Canada’s energy investments and its potential amidst rising infrastructure demand.

Read more »

Blocks conceptualizing Canada's Tax Free Savings Account
Dividend Stocks

How to Use a TFSA to Generate an Average of $500 in Monthly Tax-Free Income

| Puja Tayal

Unlock the potential of a TFSA for tax-free savings. Discover strategies to generate income while minimizing taxes for the future.

Read more »

money goes up and down in balance
Dividend Stocks

Building a Retirement Paycheque: Where Each Dollar Comes From

| Puja Tayal

Thinking about retirement? Find methods to create passive income to cover daily expenses and enhance your financial freedom.

Read more »

A child pretends to blast off into space.
Investing

A 17% Drop Made Bombardier a Bargain Candidate: Here’s the Entry Plan

| Puja Tayal

Discover Bombardier's strategies to cope with US-Canada trade issues while ensuring growth and job opportunities in America.

Read more »

ETF stands for Exchange Traded Fund
Stocks for Beginners

Is VFV a Good ETF for Canadians?

| Puja Tayal

Maximize your returns with ETF investing. Learn about exposure to market indices without the risks of concentration.

Read more »

A robotic hand interacting with a visual AI touchscreen display.
Tech Stocks

Unpopular Opinion: BlackBerry Stock Isn’t All That

| Puja Tayal

Investigate the dramatic rise of BlackBerry stock and analyze the impacts of revenue growth on its performance.

Read more »

Bottles and glasses of alcohol drinks
Investing

Is Corby Spirit and Wine Stock a Buy, Sell, or Hold After Trump’s Tariff Bombshell?

| Puja Tayal

Examine the consequences of the Trump tariffs on Canadian imports to the US, including significant effects on the spirits industry.

Read more »

man looks surprised at investment growth
Investing

What Is Brookfield’s New “Maple Fund?” (And Why Canadian Investors Should Keep an Eye on it)

| Puja Tayal

Explore the Maple Fund: a $50 billion initiative by CPP and Brookfield to invest in Canada's infrastructure and industries.

Read more »

man in bowtie poses with abacus
Dividend Stocks

Stop Leaving Dividends On The Table — This Stock Is Paying Right Now

| Puja Tayal

Uncover the power of dividends in your investment strategy, especially in energy stocks amid market uncertainties.

Read more »

shopper pushes cart through grocery store
Dividend Stocks

How This Dividend Stock Could Become Your Second Paycheque

| Puja Tayal

Find out why Slate Grocery REIT suspended its dividends and what it means for the future of reliable dividend stocks.

Read more »

boy in bowtie and glasses gives positive thumbs up
Stocks for Beginners

And Just Like That … You’re Buying Your First Stock 

| Puja Tayal

Discover how your first stock experience shapes your investment journey. Learn to invest wisely and avoid common pitfalls.

Read more »

some investments are riskier than others
Tech Stocks

Hut 8 Stock Is Up 645%: Is This Bitcoin Miner Still a Buy?

| Puja Tayal

Discover how Hut 8 has transformed beyond Bitcoin mining, focusing on AI data centres and energy solutions.

Read more »

people ride a downhill dip on a roller coaster
Stock Market

Canadian Stocks Post Their First Weekly Gain in a Month as Volatility Rules the TSX

| Puja Tayal

Discover how recent tariffs influenced stocks and the TSX 60 Index's performance in the volatile September trading environment.

Read more »