Why This Canadian REIT Could Be a Buy-and-Hold Forever Stock

This top Canadian REIT is trading dirt cheap and offers a sustainable dividend, making it one of the best stocks to buy now.

| More on:
House models and one with REIT real estate investment trust.

Source: Getty Images

Key Points

  • Residential REITs offer diversified, low‑maintenance exposure to housing and steady income, making them attractive long‑term dividend holdings.
  • Top pick — Canadian Apartment Properties REIT (TSX:CAR.UN): >98% occupancy, FFO payout ratio ~60% with a >4% yield, active acquisitions and buybacks, and a discounted forward P/FFO (~14.8x vs five‑year avg ~19.6x).
  • 5 stocks our experts like better than Canadian Apartment Properties REIT

If you’re looking for high-quality Canadian stocks to buy and hold forever, residential real estate investment trusts (REITs) are a great place to start.

Unlike direct property ownership, residential REITs allow investors to gain exposure to the real estate market without the hassle of maintenance, management, or large upfront costs.

Furthermore, because of the widely diversified portfolios these companies own and their consistently high occupancy rates, residential real estate stocks make some of the best long-term dividend stocks.

Many of these REITs consistently return a large portion of their cash flow to investors, while retaining funds to invest in growing or upgrading their portfolio.

So, if you’re looking for Canadian stocks to buy now and hold for years to come, here’s why Canadian Apartment Properties REIT (TSX:CAR.UN) is one of the best.

Why this residential REIT is one of the best stocks Canadian investors can buy

Although Canadian Apartment Properties (CAPREIT) is one of the best stocks to buy and hold for the long haul, the real estate sector can often be cyclical, and today’s market is a perfect example.

For example, over the last few years, higher interest rates have weighed on property valuations across the board, and many REITs have seen their stock prices decline.

However, that’s actually one of the reasons why now is the perfect time to consider adding a reliable Canadian REIT like CAPREIT.

Even though its stock price has been impacted, CAPREIT’s core operations, generating cash flow from the units it rents, are incredibly defensive. Furthermore, even with the decline in its share price and the impact higher interest rates have had on its profitability over the last few years, CAPREIT’s dividend has remained intact.

And now with interest rates on the decline in both Canada and the United States, CAPREIT could start to see its profitability increase again, sending its share price higher.

Furthermore, even if CAPREIT trades sideways in the near term, you can be confident that you own a well-diversified and reliable business.

CAPREIT owns the largest and most diversified apartment portfolio in the country. It has tens of thousands of properties across Canada, which is why it’s one of the most reliable ways to generate passive income and long-term capital appreciation.

How is CAPREIT performing today?

Despite increased headwinds in the economic environment, CAPREIT continues to demonstrate why it’s one of the best Canadian stocks to buy and hold for the long haul.

First off, its average occupancy ratio above 98% ensures the fund is consistently generating the cash flow needed to fund the dividend. In fact, over the last 12 months, the payout ratio of funds from operations (FFO) has been just 59.8%. And today, with CAPREIT trading near the bottom of its 52-week range, that dividend yield has climbed to more than 4%.

Furthermore, because CAPREIT is paying out only 60% of its FFO, not only is its dividend incredibly sustainable, but the trust has plenty of capital left over to invest in future growth.

For example, in 2024, CAPREIT spent $670 million on acquisitions, and through the first half of 2025, it has already invested another $366 million.

Furthermore, it has also been buying back shares recently, while its stock price is trading so cheaply. To give investors an idea of how undervalued CAPREIT is today, it’s currently trading at a forward price-to-FFO ratio (P/FFO) of 14.8 times. That’s well below its five-year average P/FFO ratio of 19.6 times.

Therefore, while CAPREIT trades at such an attractive valuation and offers a sustainable dividend yield of more than 4%, there’s no question it’s one of the best Canadian stocks to buy now and hold for years.

Fool contributor Daniel Da Costa has no position in any of the stocks mentioned. The Motley Fool has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy.

More on Dividend Stocks

Blocks conceptualizing Canada's Tax Free Savings Account
Dividend Stocks

A Perfect TFSA Stock Paying Out 4.2% Each Month

Northland Power’s dividend reset and long-term contracts could let TFSA investors lock in steady, tax-free monthly income with room to…

Read more »

coins jump into piggy bank
Dividend Stocks

TFSA Income: 2 Top Canadian Dividend Stocks to Buy Right Now With $7,000

These Canadian stocks could continue to pay and increase their dividends year after year, making them to bets to generate…

Read more »

Piggy bank with word TFSA for tax-free savings accounts.
Dividend Stocks

Here’s the Average TFSA Balance at Age 55 in Canada

Turning 55? See how a TFSA and a low‑volatility income ETF like ZPAY can boost tax‑free retirement cash flow while…

Read more »

dividends can compound over time
Dividend Stocks

TD Bank’s Earnings Beat & Dividend Hike: Told You So!

The Toronto-Dominion Bank (TSX:TD) just released its fourth quarter earnings and hiked its dividend by 2.9%.

Read more »

senior couple looks at investing statements
Dividend Stocks

Here’s the Average TFSA Balance at Age 54 in Canada

Holding the iShares S&P/TSX Capped Composite Index Fund (TSX:XIC) in a TFSA can maximize your wealth.

Read more »

Train cars pass over trestle bridge in the mountains
Dividend Stocks

1 Top-Tier TSX Stock Down 18% to Buy and Hold Forever

Down almost 20% from all-time highs, Canadian Pacific Kansas City is a blue-chip TSX stock that offers upside potential in…

Read more »

View of high rise corporate buildings in the financial district of Toronto, Canada
Dividend Stocks

How to Use Your TFSA to Earn $275 in Monthly Tax-Free Income

Discover how True North Commercial REIT’s government‑anchored leases could help turn a TFSA into monthly, tax‑free income even amid a…

Read more »

dividends can compound over time
Dividend Stocks

Got $3,000? 3 Top Canadian Stocks to Buy Right Now

These three Canadian stocks offer attractive buying opportunities.

Read more »