Motley Fool Premium
  1. Authors
    2. /
  2. Aditya Raghunath
    3. /

Aditya Raghunath

Author Bio
Aditya Raghunath is a financial writer and equity researcher who has spent more than a decade exploring investing and personal finance. Recognizing how complex financial markets can feel to everyday investors, he turned to equity research and financial journalism to help readers make informed decisions through clear, data-driven analysis.

His work has been featured on financial platforms including Benzinga, Barchart, TIKR, and TheStreet.com. Aditya focuses on helping investors identify resilient businesses with durable competitive advantages, strong cash flows, and the potential to compound wealth over the long term.

Outside of financial research, Aditya enjoys travelling with his family, exploring new cultures, and following global economic developments.
Education
Master's degree in Finance and Marketing
Areas of Expertise
Canadian and U.S. equities, growth and value stocks, dividend investing, dividend sustainability, portfolio strategy, asset allocation, exchange-traded funds (ETFs), long-term compounding, macroeconomic trends, interest rates, inflation, and sector rotation.
Social Media Profiles
LinkedIn
Favorite Investment Quote
"The stock market is a device for transferring money from the impatient to the patient."
— Warren Buffett

Recent Articles

Piggy bank in autumn leaves
Bank Stocks

Rates Are Rising Again, So Are GICs and High-Interest Savings ETFs Even Worth It?

| Aditya Raghunath

The Bank of Canada hiked rates to 2.50%. See what a GIC or the Purpose savings ETF earns on $10,000…

Read more »

motorcycle rider smiles on bike
Dividend Stocks

With Interest Rates Rising, 3 TSX Dividend Stocks Retirees Can Count On for Monthly Income

| Aditya Raghunath

Rates are rising, but these three TSX dividend stocks pay monthly. See how Whitecap, Exchange Income, and Chartwell could protect…

Read more »

Business doodle about dividends on chalkboard
Dividend Stocks

2 Canadian Dividend Stocks I’d Buy and Hold for Life

| Aditya Raghunath

See why Canadian Natural Resources and CN Rail deserve a spot in a buy-and-hold dividend portfolio built to last for…

Read more »

dividends can compound over time
Dividend Stocks

Tamarack Valley Plans a 20% Dividend Hike: Why, and What Investors Should Know

| Aditya Raghunath

Tamarack Valley plans a 20% dividend boost tied to its $10 billion Headwater merger. See what free cash flow, dividend…

Read more »

chart reflected in eyeglass lenses
Investing

What in the World Happened With Bausch Health Stock Last Week?

| Aditya Raghunath

Bausch Health stock surged 26% after Q3 results, following a raised outlook and a first $1B EBITDA quarter. Here is…

Read more »

todder holds a gold bar
Metals and Mining Stocks

Alamos Gold Tumbled 12.5% in 5 Days: Should Gold Investors Be Worried?

| Aditya Raghunath

Alamos Gold fell 12.5% in five days after Q3 results and slipping gold prices. See what went wrong at Island…

Read more »

Blocks conceptualizing Canada's Tax Free Savings Account
Dividend Stocks

How to Use a TFSA to Generate an Average of $367 in Monthly Tax-Free Income

| Aditya Raghunath

A TFSA can pay Canadians roughly $350 a month tax free. Learn how Enbridge and Royal Bank dividends could build…

Read more »

A worker gives a business presentation.
Dividend Stocks

Inflation Is Heading to 3.5%: Yet These 2 Canadian Stocks Can Raise Prices and Keep Their Customers

| Aditya Raghunath

Inflation is heading toward 3.5% in Canada. See how two TSX stocks, CN Rail and Enbridge, pass on higher costs,…

Read more »

A series of red ladders lead to successively higher levels
Bank Stocks

Is Your GIC Still Worth It? How the Rate Hike Might Change the Math for Savers

| Aditya Raghunath

See how inflation, taxes, and where you shop determine whether your GIC is still worth owning in October 2026.

Read more »

man calculates finances
Dividend Stocks

With Interest Rates Rising, Are Canadian Dividend Stocks Still Worth Buying?

| Aditya Raghunath

Three questions to ask before investing in a dividend stock, especially as bond yields grow more attractive.

Read more »

money goes up and down in balance
Dividend Stocks

A Perfect TFSA Stock: A 5.1% Yield With Constant Paycheques

| Aditya Raghunath

Brookfield Infrastructure pays a 5.1% yield and is growing cash flow 10% a year. See why BIP.UN could be a…

Read more »

Bank of Canada Governor Tiff Macklem
Bank Stocks

The Bank of Canada Just Hiked for the First Time in 3 Years: Here’s What I’d Do With My TFSA

| Aditya Raghunath

The Bank of Canada raised rates for the first time in three years. Here is how I'd split my TFSA…

Read more »

Piggy bank wrapped in Christmas string lights
Investing

I’m Staying Away from Goeasy While Net Charge-offs Sit at 16.7%

| Aditya Raghunath

GoEasy cut net charge-offs to 16.7% in Q2, but losses still run high. Here is why I am staying on…

Read more »

child looks at variety of flavors at ice cream store
Dividend Stocks

TFSA, RRSP or FHSA? Which Account Canadian Beginners Should Open First

| Aditya Raghunath

Not sure whether to open a TFSA, RRSP or FHSA first? Compare how each account works in 2026 and find…

Read more »

woman checks off all the boxes
Tech Stocks

Earning Side Income in Canada? Here’s What the CRA Expects

| Aditya Raghunath

Earning side income in Canada? Learn what the CRA expects, from reporting rules and CPP to GST/HST limits and deadlines,…

Read more »

various pizza in boxes in a row for lunch
Dividend Stocks

2 High-Yield Dividend Stocks to Buy and Hold for a Decade of Income

| Aditya Raghunath

Pizza Pizza Royalty and Nexus Industrial REIT pay monthly dividends yielding 7% to 9%. See the risks, payout ratios and…

Read more »

canadian energy oil
Dividend Stocks

Canadian Natural Resources vs. Suncor: The Dividend Stock I’d Own Through 2026

| Aditya Raghunath

Canadian Natural (TSX:CNQ) and Suncor (TSX:SU) both hit record cash flow in Q2 2026. See which dividend stock I would…

Read more »

woman relaxes with phone
Dividend Stocks

TELUS Stock in 3 Years: What $5,000 Invested Today Could Look Like

| Aditya Raghunath

TELUS cut its dividend 55% and reset its plan. Here is what $5,000 in TELUS stock could be worth by…

Read more »

Printing canadian dollar bills on a print machine
Dividend Stocks

How to Convert $20,000 in a TFSA Into a Money-Making Machine

| Aditya Raghunath

Turn $10,000 in your TFSA into tax free income with Enbridge, Fortis and CN Rail. See the yields, the math…

Read more »

voice-recognition-talking-to-a-smartphone
Dividend Stocks

This Retirement Stock Pays a 4.3% Yield for Consistent Dividend Income

| Aditya Raghunath

Rogers offers a 4.3% dividend yield. See how Q2 free cash flow, lower spending and the MLSE deal shape this…

Read more »

monthly calendar with clock
Dividend Stocks

How to Use a TFSA to Generate $500 in Monthly Tax-Free Income

| Aditya Raghunath

Need $500 a month tax free? At a 6.9% yield, about $87,000 in a TFSA could do it. See how…

Read more »

young people dance to exercise
Dividend Stocks

A Solid Dividend Stock Down 37% to Buy Before It Bounces Back

| Aditya Raghunath

Groupe Dynamite stock is down 38% from its high, yet sales and profits are surging. See why this almost 3.8%…

Read more »

people sit in two wooden beach chairs facing the Caribbean ocean holding drinks and making a toast
Dividend Stocks

OAS Basics: What Canadians Should Know Before Turning 65

| Aditya Raghunath

Turning 65? See how much OAS pays Canadians in 2026, how deferral lifts it 36%, and how to dodge the…

Read more »

Blocks conceptualizing the Registered Retirement Savings Plan
Dividend Stocks

Which Account Should You Fill First for Retirement?

| Aditya Raghunath

Not sure whether to fund your TFSA, RRSP or FHSA first? Here's a simple order for Canadians, plus how a…

Read more »

Hand Protecting Senior Couple
Dividend Stocks

A 4.8% Dividend Stock for Monthly Retirement Income

| Aditya Raghunath

Sienna Senior Living pays $0.08 a share every month, about a 4.8% yield. See Q2 2026 growth, payout safety and…

Read more »

traders work at stock exchange
Dividend Stocks

Is TC Energy a Buy, Sell, or Hold in Late 2026?

| Aditya Raghunath

TC Energy now eyes the top of its 2026 outlook and holds a $30 billion project pipeline. See if TRP…

Read more »

A shopper makes purchases from an online store.
Tech Stocks

What Investors Need to Know About Owning U.S. Stocks in a TFSA

| Aditya Raghunath

Do you own U.S. stocks in a TFSA? Learn how the 15% dividend withholding tax works, why Amazon pays none,…

Read more »

Utility, wind power
Dividend Stocks

I Keep Coming Back to This 5.6% Dividend Stock

| Aditya Raghunath

Brookfield Renewable offers a 5.6% yield and targets 10%+ FFO growth. Here is what management said, plus risks every Canadian…

Read more »

Canadian Red maple leaves seamless wallpaper pattern
Dividend Stocks

I’d Buy This 3.3% Yielder With My Next $3,000

| Aditya Raghunath

Maple Leaf Foods yields about 3.3% and just reaffirmed its 2026 outlook. Here is why I would put my next…

Read more »

Canadian investor contemplating U.S. stocks with multiple doors to choose from.
Investing

Why Your Retirement Number Depends More on Spending Than Salary

| Aditya Raghunath

Salary gets the headlines, but spending sets your real retirement number. See how monthly costs shape what you need, and…

Read more »

House models and one with REIT real estate investment trust.
Dividend Stocks

A Perfect TFSA Stock: An 8.4% Payout Each Month

| Aditya Raghunath

GO Residential REIT pays cash monthly and yields about 8.2% annually. Learn what backs the payout, the H&R deal, and…

Read more »

senior couple looks at investing statements
Bank Stocks

BMO Says Canadians Need $1.7 Million to Retire: Your Number Could Be Very Different

| Aditya Raghunath

BMO says Canadians need $1.7 million to retire, but your number may differ. See how CPP and OAS cut the…

Read more »

Real estate investment concept
Dividend Stocks

Paying Off the Mortgage or Saving for Retirement First? A Guide for Your 40s and 50s

| Aditya Raghunath

Find out how rates, renewals and tax rules shape your choice in your 40s and 50s, and where blue chip…

Read more »

Piggy bank with word TFSA for tax-free savings accounts.
Dividend Stocks

Most Canadians Pick the Wrong Investing Account First: Don’t Be One of Them

| Aditya Raghunath

Your first investing account matters far more than your first stock. Compare the TFSA, RRSP and FHSA for 2026 and…

Read more »

senior man and woman stretch their legs on yoga mats outside
Energy Stocks

Retirees! Don’t Want to Wait a Year for a GIC payout? This 3.6% Dividend Stock Pays You Monthly

| Aditya Raghunath

Retirees tired of waiting a year for GIC interest? Whitecap Resources pays a 3.6% dividend monthly, backed by record cash…

Read more »

Investor wonders if it's safe to buy stocks now
Dividend Stocks

Is TELUS a Good Stock to Buy After Finally Cutting its Dividend?

| Aditya Raghunath

TELUS cut its dividend 55%, but still offers you a tasty dividend yield of 6.3%. Is the Canadian blue-chip stock…

Read more »

An investor uses a tablet
Bank Stocks

Brokerage Account Basics: What Canadian Beginners Should Look For

| Aditya Raghunath

New to investing in Canada? Learn to compare brokerage fees, pick a TFSA, RRSP or FHSA, and see why Royal…

Read more »

senior man and woman stretch their legs on yoga mats outside
Dividend Stocks

The Gap Between CPP, OAS, and Your Retirement Lifestyle

| Aditya Raghunath

CPP and OAS may cover less than half of your retirement lifestyle. See the retirement gap, three ways to shrink…

Read more »

a man relaxes with his feet on a pile of books
Dividend Stocks

Philanthropist Investor Stephen Jarislowsky Lived to 101: Here’s What We Can Learn From His Legacy

| Aditya Raghunath

Stephen Jarislowsky started with $150, managed $40 billion and lived to 101. Learn his clear investing rules and see how…

Read more »

senior couple looks at investing statements
Dividend Stocks

Don’t Forget These Costs When Calculating Your Retirement Savings Number

| Aditya Raghunath

Your retirement number may be too low. See the taxes, inflation, health and care costs Canadians often miss, and how…

Read more »