Kay Ng, Author at The Motley Fool Canada

Recent Articles

diversification and asset allocation are crucial investing concepts

Dividend Stocks

2 Dividend Stocks to Hold for the Next 5 Years

March 25, 2026 | Kay Ng

These dividend stocks are good considerations for income and price gains over the next five years.

Dividend Stocks

Top Canadian Stocks to Buy for Growth in 2026

March 24, 2026 | Kay Ng

Here are a few top Canadian stock ideas to be bought on dips for growth in 2026 and beyond.

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Tech Stocks

2 Monster Stocks to Hold for the Next 5 Years

March 23, 2026 | Kay Ng

Here are two high-growth stock candidates for long-term investors with a high-risk tolerance.

TFSA (Tax-Free Savings Account) on wooden blocks and Canadian one hundred dollar bills.

Dividend Stocks

Why Your TFSA — Not Your RRSP — Should Be Your Income Workhorse

March 22, 2026 | Kay Ng

The TFSA offers greater flexibility as an income workhorse because of its tax-free feature.

Dividend Stocks

This Canadian Dividend Stock Is Down 10% and Worth Holding Forever

March 20, 2026 | Kay Ng

There's much to like about Manulife stock at a reasonable valuation and a nice and growing dividend.

Dividend Stocks

1 Single Stock That I’d Hold Forever in a TFSA

March 19, 2026 | Kay Ng

This stock is an excellent consideration to buy on dips and hold forever in a TFSA.

Dividend Stocks

Undervalued Canadian Stocks to Buy Now

March 19, 2026 | Kay Ng

Here are some quality Canadian stocks trading at a discount that you can consider buying on dips.

Dividend Stocks

The Best Dividend Stocks to Buy and Hold Forever

March 18, 2026 | Kay Ng

Dividend investing can help build long-term wealth via steady income and capital appreciation, especially when shares are added on market…

Retirement

The Average TFSA Balance for Canadians 70 and Over May Surprise You

March 17, 2026 | Kay Ng

Canadians aged 70-74 have tons of unused contribution room in their TFSA, leaving significant untapped potential for tax-free income and…

people ride a downhill dip on a roller coaster

Dividend Stocks

A Canadian Dividend Stock I’d Hold Through Anything

March 16, 2026 | Kay Ng

Long-term dividend investors can take advantage of a rare combination of essential assets, a global footprint, and a steadily growing…

Dividend Stocks

9.3% Dividend Yield: Buy This Top-Notch Dividend Stock in Bulk

March 14, 2026 | Kay Ng

This dividend stock trades at a discount of about 15% and offers a 9.3% dividend yield for now.

Person holds banknotes of Canadian dollars

Dividend Stocks

The Best Stocks to Invest $1,000 in Right Now

March 13, 2026 | Kay Ng

These top stocks combine diversification, durable business models, and long-term wealth-building potential for patient investors.

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Stock Market

How to Invest When the TSX Refuses to Slow Down

March 13, 2026 | Kay Ng

Stay invested by focusing on quality companies, using dollar-cost averaging to build your positions, and diversifying globally.

pig shows concept of sustainable investing

Dividend Stocks

TFSA: 3 Canadian Stocks That Are Perfection With a $7,000 TFSA Investment

March 12, 2026 | Kay Ng

These three stocks offer a balanced TFSA portfolio with reliable income and long-term growth potential.

Dividend Stocks

3 Top-Tier Canadian Stocks That Just Bumped Up Dividends Again

March 9, 2026 | Kay Ng

These top Canadian stocks just raised their dividends last month, continuing their multi-year streak. They should at least be on…

Dividend Stocks

3 Dividend Stocks Every Canadian Should Own

March 5, 2026 | Kay Ng

Canadians should look more closely at these dividend stocks offering a nice blend of stability, global growth exposure, and high…

Retirement

The Average Canadian TFSA Balance at Age 60 — Here’s What it Tells Us

March 4, 2026 | Kay Ng

Canadians aged 60 should target to maximize their TFSA contributions and invest according to their risk tolerance, financial goals, and…

Dividend Stocks

3 Canadian Dividend Stocks for Passive Income That Keeps Growing

March 3, 2026 | Kay Ng

Are you looking for passive income? Look into these three Canadian dividend stocks that trade at good valuations.

Dividend Stocks

How to Leverage a TFSA to Effectively Double Your Contribution

February 28, 2026 | Kay Ng

Aim to generate a mix of income and price appreciation to achieve $7,000 of returns a year, effectively "doubling" your…

a man relaxes with his feet on a pile of books

Retirement

How to Budget for 30+ Years of Retirement (Without Running Out)

February 24, 2026 | Kay Ng

A 30+ year retirement requires a disciplined withdrawal strategy (like the 4% rule), inflation planning, debt reduction, having a cash…

Stocks for Beginners

Why Paying Attention to Financial News Might Make You Poorer

February 23, 2026 | Kay Ng

Checking financial news constantly can lead to impulsive reactions that can be detrimental to long-term returns. Instead, invest regularly, diversify,…

Dividend Stocks

Small-Print TFSA Rules Affecting U.S. Stocks

February 22, 2026 | Kay Ng

Be aware of the 15% withholding tax on U.S. dividends in the TFSA. Foreign exchange fees can also add up…

Dividend Stocks

The Best TSX Stocks to Buy Now if You Want Both Income and Growth

February 22, 2026 | Kay Ng

Investors don't have to choose between income and growth. They can get both from these dividend stocks!

Dividend Stocks

The 1 Stock I’d Keep Forever Inside a TFSA

February 20, 2026 | Kay Ng

Brookfield Infrastructure Partners is a great income stock with long-term growth potential to buy and hold in the TFSA.

Dividend Stocks

Here’s the Average Canadian TFSA at Age 40

February 19, 2026 | Kay Ng

The striking detail is the big amount of unused TFSA contribution room for Canadians at age 40–44. Let's start by…

Stocks for Beginners

What “Passive Income” Really Means (and Why Everyone’s Doing it)

February 18, 2026 | Kay Ng

Building passive income can be well worth your time, effort, and money if you choose something you're passionate about –…

Dividend Stocks

Are You Actually Invested – or Just Gambling?

February 17, 2026 | Kay Ng

Invest with an investment thesis, diversification, and long-term horizon. Gambling is based on short-term bets and luck with the odds…

Dividend Stocks

When Cheap Stocks Aren’t Actually a Bargain

February 13, 2026 | Kay Ng

The market sells off stocks for a reason. Investors must weigh both risk and reward and make a decision to…

senior couple looks at investing statements

Dividend Stocks

Here’s the Average Canadian TFSA at Age 50

February 12, 2026 | Kay Ng

The average Canadian TFSA at age 50 is significantly underutilized, highlighting a major missed tax-free growth opportunity.

Retirement

How to Bridge the Gap When CPP and OAS Won’t Cover Your Expenses

February 11, 2026 | Kay Ng

Close the gap by building savings in TFSAs, RRSPs, and non-registered accounts, with a focus on dividend-growth stocks.

earn passive income by investing in dividend paying stocks

Dividend Stocks

When Doing Nothing Is the Smartest Investment Move

February 10, 2026 | Kay Ng

When investors have built a solid portfolio, they can sit back during volatility and consider buying more shares on weakness.

Dividend Stocks

Turnaround Stocks to Buy Now Before Everyone Else Sees Their True Potential

February 9, 2026 | Kay Ng

If things work out well for these two turnaround ideas, they could deliver substantial upside over the next few years.

Dividend Stocks

This Stellar Canadian Stock Is Up 33% This Past Year — and There’s More Growth Ahead

February 9, 2026 | Kay Ng

There's more growth ahead for Premium Brands as it accelerates its expansion into the U.S. after major investments.

Dividend Stocks

The Utilities Play: Boring, Reliable, and Suddenly Profitable

February 8, 2026 | Kay Ng

This top utility stock is reasonably valued today. Investors would enjoy a nice starting yield of about 5%, growing income,…

Retirement

Retiring? $1 Million Isn’t Enough Anymore

February 6, 2026 | Kay Ng

To make savings last, retirees need portfolios focused on inflation-beating returns and growing income.

Dividend Stocks

A 5% Dividend Stock is My Top Pick for Immediate Income

February 4, 2026 | Kay Ng

Brookfield Infrastructure Partners L.P. is a reasonable buy here for immediate income and long-term growth, but investors should be ready…

Metals and Mining Stocks

Safe Havens Under Pressure: Can Gold and Silver Still Hedge Your Portfolio in 2026?

February 2, 2026 | Kay Ng

The sell-off in gold and silver appears to have started after a multi-year rally. Investors may need to rethink precious…

man looks surprised at investment growth

Stock Market

5 Canadian Stocks to Watch as January Sets the Tone for 2026

February 2, 2026 | Kay Ng

January opens with Canadian stocks at elevated valuations after a multi-year rally, making early performance of major market leaders an…

Close up of an egg in a nest of twigs on grass with RRSP written on it symbolizing a RRSP contribution.

Retirement

RRSP Investors: Here’s Where I’d Invest the Next $5,000 in 2026

January 22, 2026 | Kay Ng

RRSP investors can consider allocating their contributions toward high-quality, cash-generating businesses like these two ideas.

TFSA (Tax free savings account) acronym on wooden cubes on the background of stacks of coins

Dividend Stocks

How to Use Your TFSA to Double Your Annual Contribution

January 21, 2026 | Kay Ng

You could focus on building your TFSA to produce tax‑free income that effectively doubles your annual contribution.

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