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Author: Kay Ng

Kay began investing in dividend stocks around 2008 via the concept of value investing. Since then, she has expanded into growth investing, including in small caps. Her passion for investing has only grown over the years! After graduating from UBC with a BSc in Computer Science, she took university courses in financial markets, finance, and financial accounting. She has contributed her works to Motley Fool, Sure Dividend, and Seeking Alpha.

Recent Articles

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Dividend Stocks

Passive Income: How Much Do You Need to Invest to Make $1,000 per Month

| Kay Ng

Typically, you can earn more passive income with less capital invested by taking greater risk, which could involve buying individual…

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dividend stocks bring in passive income so investors can sit back and relax
Retirement

Here’s How Much 35-Year-Old Canadians Need Now to Retire at 65

| Kay Ng

35-year-old Canadians can start building a foundation portfolio consisting of solid dividend stocks at reasonable prices to grow their nest…

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The RRSP (Canadian Registered Retirement Savings Plan) is a smart way to save and invest for the future
Retirement

1 TSX Stock to Safely Hold in Your RRSP for Decades

| Kay Ng

This is a long-term compounder that Canadians can add in their RRSPs on dips.

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A glass jar resting on its side with Canadian banknotes and change inside.
Retirement

Here’s How Much 45-Year-Old Canadians Need Now to Retire at 65

| Kay Ng

There's no magic number for how much you need now to retire. However, here's a guideline of what you can…

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diversification is an important part of building a stable portfolio
Dividend Stocks

TFSA Contribution Limit Stays at $7,000 for 2026: What to Buy?

| Kay Ng

What you buy with your $7,000 TFSA contribution limit depends on your financial goals, risk tolerance, and investment horizon.

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dividend growth for passive income
Dividend Stocks

Top Canadian Stocks to Buy for Dividend Growth

| Kay Ng

These less well-known dividend stocks offer amazing potential for generating increasing income for higher-risk investors.

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Dividend Stocks

1 Canadian Stock Down 19% That’s Pure Long-term Perfection

| Kay Ng

All investments have risks. However, at this discounted valuation and offering a rich dividend, goeasy is a strong candidate for…

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Dividend Stocks

Passive Income: How to Earn Safe Dividends With Just $20,000

| Kay Ng

Here's what to look for to earn safe dividends for passive income.

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woman checks off all the boxes
Dividend Stocks

This Stock Could Be the Best Investment of the Decade

| Kay Ng

This stock could easily be the best investment of the decade with its combination of high yield, high growth potential,…

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Investor reading the newspaper
Dividend Stocks

Your First Canadian Stocks: How New Investors Can Start Strong in January

| Kay Ng

New investors can start investing in solid dividend stocks to help fund and grow their portfolios.

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The TFSA is a powerful savings vehicle for Canadians who are saving for retirement.
Investing

TFSA Season is Here: Canadian Stocks Worth Holding Tax-Free All Year

| Kay Ng

Investors should focus on total returns in their TFSA whether their focus is on income, growth, or a combination of…

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Piggy bank on a flying rocket
Investing

New Year, New Portfolio: How Canadian Investors Can Get Ready Now to Prosper All Year

| Kay Ng

After a year of outsized gains in Canadian stocks, investors should review and rebalance their portfolios to protect their capital.

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dividend growth for passive income
Dividend Stocks

These 2 Stocks Are the Top Opportunities on the TSX Today

| Kay Ng

With the market having gone pretty much up over the past few years, it's critical for investors to be cautious…

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pig shows concept of sustainable investing
Retirement

Here’s the Average TFSA Balance at Age 35 in Canada

| Kay Ng

It's much easier to grow wealth in the TFSA by saving and investing regularly than doing so in lump sums.

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The TFSA is a powerful savings vehicle for Canadians who are saving for retirement.
Retirement

RRSP & TFSA Power Plays: What Smart Canadians Are Buying This December

| Kay Ng

Here are what some smart Canadians are buying this December!

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Partially complete jigsaw puzzle with scattered missing pieces
Dividend Stocks

These Are the Dividends I’d Lock in Before 2026

| Kay Ng

Generating solid dividends forms a good foundation for long-term total returns.

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Close up of an egg in a nest of twigs on grass with RRSP written on it symbolizing a RRSP contribution.
Retirement

RRSP Wealth: 2 Great Canadian Dividend Stocks to Buy in December

| Kay Ng

After dipping, these two Canadian dividend stocks could be great additions to RRSPs for long-term growth.

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dividend growth for passive income
Dividend Stocks

Invest $500 Per Month to Create $240-$300 in Passive Income in 2026

| Kay Ng

Save and invest consistently to start building your passive-income stream today!

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Paper Canadian currency of various denominations
Dividend Stocks

Top Canadian Stocks to Buy Right Now With $7,000

| Kay Ng

Going into 2026, investors can gradually build their positions on market weakness in top Canadian stocks like Thomson Reuters.

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Oil industry worker works in oilfield
Energy Stocks

Dividend Investors: Top Canadian Energy Stocks for December

| Kay Ng

These top energy stocks have been shining stars in the sector this year. Going into 2026, they should be top…

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Silver coins fall into a piggy bank.
Dividend Stocks

CRA: Here’s the TFSA Contribution Limit for 2026

| Kay Ng

The TFSA contribution limit for 2026 is $7,000. How will you save and invest this amount this year and carry…

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Two seniors walk in the forest
Retirement

Retiring in Canada? Create $1,000 a Month in Dividend Income to Supplement CPP

| Kay Ng

Dividend income can be a meaningful part of your retirement plan, helping supplement your CPP and OAS. Here's how.

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businessmen shake hands to close a deal
Dividend Stocks

1 Canadian Stock Ready to Surge in 2026 and Beyond

| Kay Ng

For risk-tolerant investors with a diversified portfolio, goeasy could be a good buy on dips.

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a person watches a downward arrow crash through the floor
Tech Stocks

Have a Few Duds? How to Be Smart About Investment Losses (Tax-Loss Strategies for Canadians)

| Kay Ng

Tax-loss selling can help Canadians offset capital gains in non-registered accounts, but each underperforming stock should be evaluated carefully before…

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investor looks at volatility chart
Dividend Stocks

A TSX Dividend Stock Down 25% This Year to Buy for Lasting Income

| Kay Ng

For income investors with high risk tolerance, this dividend stock could be an excellent addition to a diversified portfolio.

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woman looks at iPhone
Dividend Stocks

Is TELUS Stock a Buy for Its 9% Dividend Yield?

| Kay Ng

Based on free cash flow, TELUS' dividend seems sustainable. It could be a multi-year turnaround idea for patient income investors.

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Yellow caution tape attached to traffic cone
Dividend Stocks

The CRA Is Watching TFSA Holders: Here Are Some Red Flags to Avoid

| Kay Ng

In your TFSA, consider long‑term investments, track your contribution room and withdrawals, and avoid leverage, rapid trading, and non‑qualified assets.

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hand stacking money coins
Stocks for Beginners

3 Secrets of TFSA Millionaires

| Kay Ng

The TFSA is an environment that can create millionaires. Read on to find out how!

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how to save money
Dividend Stocks

Build a Cash-Gushing Passive-Income Portfolio With just $40,000

| Kay Ng

Building a passive income portfolio can be as simple as investing in dividend ETFs or prudently in individual stocks more…

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hand stacking money coins
Dividend Stocks

3.4% Dividend Yield: I’m Buying This TSX Stock and Holding Forever!

| Kay Ng

Brookfield Asset Management is a buy on weakness for income, dividend growth, and long-term total returns.

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Blocks conceptualizing Canada's Tax Free Savings Account
Dividend Stocks

3 Top Canadian Stocks to Enhance Your TFSA

| Kay Ng

Higher risk could lead to higher rewards. Here are three top Canadian stocks that could potentially enhance your TFSA.

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dividend growth for passive income
Dividend Stocks

Top Dividend-Growth Stocks to Buy Now in Canada

| Kay Ng

Here's why these are two of the top dividend-growth stocks to buy now in Canada.

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Happy golf player walks the course
Dividend Stocks

Could This Undervalued Canadian Stock Be Your Ticket to Millionaire Status?

| Kay Ng

Investors with a high-risk tolerance should take a serious look at goeasy now that it trades at a steep discount.

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cloud computing
Dividend Stocks

Down 39%, This Magnificent Dividend Stock is a Screaming Buy

| Kay Ng

This incredible dividend stock appears to be a screaming buy with a depressed valuation and boosted dividend yield.

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dividend growth for passive income
Investing

2 Growth Stocks That Could Skyrocket in 2026 and Beyond

| Kay Ng

For patient investors who can stomach risk, these two growth stocks could normalize and rise over the next few years.

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Piggy bank on a flying rocket
Retirement

Transform a $5,000 TFSA Into a $50,000 Retirement Nest Egg

| Kay Ng

Investors should take full advantage of their TFSA contribution room, starting with high-return potential investments like goeasy.

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hand stacks coins
Energy Stocks

3 Safer Energy Stocks With Big Dividend Yields

| Kay Ng

These energy stocks offer big but safe yields, and income investors should have them on their watchlist to potentially buy…

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Financial analyst reviews numbers and charts on a screen
Dividend Stocks

Safe Canadian Stocks to Buy Now and Hold During Market Volatility

| Kay Ng

Here are some relatively safe Canadian stocks to buy and hold for long-term wealth creation.

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senior couple looks at investing statements
Retirement

Here’s the Average TFSA Balance at Age 64 in Canada

| Kay Ng

The TFSA shouldn't be your only place to draw retirement income. But even in retirement, your nest egg can still…

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Paper Canadian currency of various denominations
Dividend Stocks

The 3 Most Popular Stocks on the TSX Today: Do You Own Them?

| Kay Ng

Here are some of the most popular TSX stocks today. Is it time to own them?

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