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Amy Legate-Wolfe

Author Bio

Amy became interested in investing in 2018 after having her first daughter. After receiving a masters degree in journalism from Western University, she became frustrated that the finance industry remained a confusing place for Canadians like her: new parents, millennials, and other young people who needed to understand their finances.

Now, Amy focuses on tech companies and renewable energy for growth opportunities, coupling that with long-term investing strategies and equities. She also provides investors with a daily newsletter, Canada Stock Digest, for daily market updates. Her work can also be found at Canada's National Observer, where she writes on the business side of climate action.

Before joining Motley Fool Canada, Amy wrote for major news organizations including HuffPost, CTVNews.ca, and CBC. When she’s not researching investing strategies, Amy’s time is pretty much monopolized by her two wild daughters, but in what little spare time she has she loves to do yoga, go on walks with her dog, and travel with her husband.

Social Media

Follow Amy on LinkedIn and Canada Stock Digest.

Favorite Investment Quote

“October: This is one of the particularly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February.” – Mark Twain

Recent Articles

Man looks stunned about something
Dividend Stocks

The Most Expensive TFSA Mistake Investors Are Making Right Now

| Amy Legate-Wolfe

Waiting for the “perfect” TFSA buying day can quietly cost you tens of thousands in lost compounding.

Read more »

The virtual button with the letters AI in a circle hovering above a keyboard, about to be clicked by a cursor.
Tech Stocks

2 Canadian AI Stocks That Could Turn $5,000 Into $50,000

| Amy Legate-Wolfe

Two under-the-radar Canadian AI software stocks could turn a small $5,000 stake into something much bigger over time.

Read more »

concept of growth
Stocks for Beginners

How a $20,000 TFSA Could Grow Into $100,000 by 2030

| Amy Legate-Wolfe

Turning $20,000 into $100,000 by 2030 is possible, but it takes steady TFSA contributions and real growth.

Read more »

some investments are riskier than others
Dividend Stocks

What Are the Best High-Growth Canadian Stocks to Buy Now?

| Amy Legate-Wolfe

Three very different Canadian growth stocks are firing on all cylinders, but their prices and risks aren’t equal.

Read more »

people apply for loan
Investing

5 CRA Red Flags to Watch in Retirement Tax Returns

| Amy Legate-Wolfe

A few easy-to-miss retirement tax mistakes can trigger costly surprises, but simple checks can keep CRA letters away.

Read more »

pregnant mother juggles work and childcare
Dividend Stocks

Should You Forget TD Stock and Buy This Dividend Stock Instead?

| Amy Legate-Wolfe

Canadian investors love bank dividends, but TD’s pricey shares make Great-West Lifeco the more interesting income pick right now.

Read more »

Couple working on laptops at home and fist bumping
Investing

1 Canadian Dividend Champion Down 23% for Lifetime $284 Monthly Income

| Amy Legate-Wolfe

A 23% drop has pushed Nutrien’s yield higher, just as its cash-flow outlook is improving.

Read more »

oil pump jack under night sky
Energy Stocks

This High-Yield Dividend Stock Could Look Very Different in 5 Years

| Amy Legate-Wolfe

Whitecap’s 4.4% monthly dividend looks solid today, but the real upside is whether the Veren merger keeps improving cash flow…

Read more »

Stocks for Beginners

The Only Stock You Need to Buy and Hold for Retirement for $307.42 a Month

| Amy Legate-Wolfe

Scotiabank has paid dividends since 1833, and its latest raise is backed by improving earnings and strong capital.

Read more »

cloud computing
Dividend Stocks

I’m Betting My Future on This Canadian Dividend Giant

| Amy Legate-Wolfe

Manulife offers a steadier retirement building block than chasing the next “hot” stock, with a dividend that can grow over…

Read more »

Happy shoppers look at a cellphone.
Dividend Stocks

I’d Put My Entire TFSA Into This 6.5% Dividend All-Star

| Amy Legate-Wolfe

A TFSA maxed to $109,000 could generate nearly $592 a month tax-free from one high-yield REIT, but only if the…

Read more »

dividend stocks are a good way to earn passive income
Dividend Stocks

TFSA Income: 2 High-Yield TSX Dividend Stocks to Consider Now

| Amy Legate-Wolfe

A $7,000 TFSA contribution could generate over $400 in tax-free income using a BCE turnaround and a commodity-linked royalty payer,…

Read more »

woman checks off all the boxes
Dividend Stocks

4 CRA Traps That Could Reduce Your CPP Payments

| Amy Legate-Wolfe

The gap between “maximum CPP” and what most Canadians actually receive can be huge, and taxes or paperwork can shrink…

Read more »

man is enthralled with a movie in a theater
Retirement

5 Frugal Habits Retirees Can Finally Stop Feeling Guilty About

| Amy Legate-Wolfe

Retirement frugality isn’t about saying “no” forever, it’s about protecting the money that buys health, independence, and guilt-free “yes” moments.

Read more »

Blocks conceptualizing Canada's Tax Free Savings Account
Retirement

A 30-Year Retirement Changes Everything: Here’s the TFSA Strategy I’d Use

| Amy Legate-Wolfe

Retirement can last 30 years, so your TFSA needs inflation-beating growth without forcing you to sell in a crash.

Read more »

stocks climbing green bull market
Dividend Stocks

If the TSX Rally Continues, These Are 2 Stocks You’ll Wish You Bought

| Amy Legate-Wolfe

A TSX record can trigger FOMO, but the best buys are often the profitable names with catalysts still unfolding.

Read more »

pig shows concept of sustainable investing
Dividend Stocks

I’d Put My Entire TFSA Into This 8% Dividend Giant

| Amy Legate-Wolfe

An 8% monthly yield inside a TFSA can feel like a paycheque, but a dividend cut can permanently shrink your…

Read more »

electrical cord plugs into wall socket for more energy
Energy Stocks

Canada’s AI Boom Needs Far More Electricity: These TSX Stocks Could Provide It

| Amy Legate-Wolfe

Canada’s AI boom may hinge on electricity supply, and two TSX power producers offer very different risk-reward paths.

Read more »

man looks surprised at investment growth
Dividend Stocks

3 Ridiculously Cheap Canadian Dividend Stocks to Buy Now and Hold for Years

| Amy Legate-Wolfe

These three Canadian dividend stocks look unusually cheap for different reasons, and each could rebound if today’s problems ease.

Read more »

The virtual button with the letters AI in a circle hovering above a keyboard, about to be clicked by a cursor.
Dividend Stocks

This Beaten-Down TSX Stock Yields 4.5%, and I’d Double Down for $448 Today

| Amy Legate-Wolfe

A profitable, cash-rich software company is yielding 4.5% while trading 38% below its high, and management is buying back shares.

Read more »

shopper pushes cart through grocery store
Dividend Stocks

A Top-Notch 7.4% Dividend Stock Paying Cash Every Month

| Amy Legate-Wolfe

A 7.4% monthly yield can feel like a paycheque, but it only works if AFFO actually covers the distribution.

Read more »

abstract visualization of digital data processing
Tech Stocks

Celestica Stock vs. Poet Stock : Which Is the Better Buy?

| Amy Legate-Wolfe

Celestica is already profiting from today’s AI data-centre buildout, while POET is a high-upside bet that still has to prove…

Read more »

Abstract Human Skull representing AI
Dividend Stocks

This AI Stock Is Down 13%, but Could Be the Safest One Out There

| Amy Legate-Wolfe

AI stocks can look unstoppable until investors remember that great demos don’t always equal durable profits.

Read more »

open vault at bank
Stocks for Beginners

Royal Bank Stock Could Look Very Different in 5 Years

| Amy Legate-Wolfe

RBC may look the same in 2031, but its profits could come more from fees and AI than mortgages.

Read more »

ETF is short for exchange traded fund, a popular investment choice for Canadians
Dividend Stocks

TFSA Investors: Turn That $7,000 Contribution Into $64.51 Each Month

| Amy Legate-Wolfe

A $7,000 TFSA contribution can be used to buy a monthly-paying ETF, but the juicy yield comes with trade-offs.

Read more »

AI image of a face with chips
Tech Stocks

2 Canadian Stocks That Could Turn $20,000 Into $200,000

| Amy Legate-Wolfe

A $20,000 investment can become $200,000 with enough time, compounding, and two businesses that keep growing.

Read more »

Retirees sip their morning coffee outside.
Retirement

How 1 RRIF Withdrawal Can Shrink Your OAS, and 1 Way to Boost it

| Amy Legate-Wolfe

A one-time RRIF withdrawal can trigger an OAS clawback, so timing and using TFSA income can help keep more of…

Read more »

some REITs give investors exposure to commercial real estate
Dividend Stocks

An 11% Dividend Stock to Buy for $231 Every Month

| Amy Legate-Wolfe

An 11.1% yield can fund a $231 monthly deposit on $25,000, but it comes with real credit-risk strings attached.

Read more »

dividend growth for passive income
Dividend Stocks

The 5 Highest-Yielding TSX Stocks, and the Risk Hidden in Each Payout

| Amy Legate-Wolfe

An 11% dividend yield looks tempting, but it can also be a warning that the share price is in trouble.

Read more »

woman checks off all the boxes
Tech Stocks

The 1 Number Tech Investors Should Watch

| Amy Legate-Wolfe

Shopify’s Rule of 40 score of 52 shows it’s pairing fast growth with real cash generation, but the stock’s valuation…

Read more »

Digital background depicting innovative technologies in (AI) artificial systems, neural interfaces and internet machine learning technologies
Tech Stocks

I’d Invest $7,000 in This Tech Stock Before the AI Boom Hits Canada

| Amy Legate-Wolfe

Canada’s AI boom may be less about flashy startups and more about the unglamorous companies helping businesses adopt AI safely.

Read more »

Nuclear power station cooling tower
Energy Stocks

3 Canadian Companies Set to Go Nuclear in 2026

| Amy Legate-Wolfe

Canada’s nuclear revival is creating a buyable supply chain in fuel, engineering, and construction rather than one single “winner.”

Read more »

Utility, wind power
Energy Stocks

This Steal of a Utility Stock Can Bring in $1,283 a Year!

| Amy Legate-Wolfe

Capital Power may be a “hidden AI play” because data centres need reliable electricity, and it’s already signing long contracts…

Read more »

Oil industry worker works in oilfield
Energy Stocks

Enbridge Is Great, But I Think This Stock Could Be a Better Buy

| Amy Legate-Wolfe

Enbridge’s 5%+ yield looks comforting, but Canadian Natural may offer the better long-term total return if growth matters more than…

Read more »

man in suit looks at a computer with an anxious expression
Dividend Stocks

Put an Entire TFSA Into This 8.5% Dividend Stock for $807 Monthly

| Amy Legate-Wolfe

A maxed TFSA could theoretically throw off about $779 a month from one high-yield name, but the yield is only…

Read more »

shopper checks her receipt
Retirement

3 TFSA Habits That Work While You’re Saving, But Backfire in Retirement

| Amy Legate-Wolfe

A TFSA can stay tax-free in retirement, but a few common habits can quietly weaken it when you need it…

Read more »

Real estate investment concept
Dividend Stocks

The Smartest Over 8% Dividend Stocks to Buy With $1,000 Right Now

| Amy Legate-Wolfe

An 8% to 11% monthly yield sounds great, but with MICs it only works if the loans and payouts stay…

Read more »

open bank vault
Bank Stocks

Canadian Bank Stocks Have Soared, But the Easy Money Has Yet to Be Made

| Amy Legate-Wolfe

CIBC may still reward patient investors even after Canadian bank stocks surged, because earnings and buybacks can drive the next…

Read more »

container trucks and cargo planes are part of global logistics system
Tech Stocks

1 Stellar Canadian Stock Down 26% From Its High to Buy and Hold for Decades

| Amy Legate-Wolfe

A 28% pullback in Descartes may be a chance to buy a sticky logistics software platform that could get stronger…

Read more »

telehealth stocks
Retirement

The 7 RRIF Tax Traps Waiting for Canadians in Their 70s

| Amy Legate-Wolfe

RRIF minimum withdrawals can quietly inflate a retiree’s taxable income and trigger avoidable OAS clawbacks if not planned early.

Read more »