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Amy Legate-Wolfe

Author Bio
Amy became interested in investing in 2018 after having her first daughter. After receiving a masters degree in journalism from Western University, she became frustrated that the finance industry remained a confusing place for Canadians like her: new parents, millennials, and other young people who needed to understand their finances.

Now, Amy focuses on tech companies and renewable energy for growth opportunities, coupling that with long-term investing strategies and equities. She also provides investors with a daily newsletter, Canada Stock Digest, for daily market updates. Her work can also be found at Canada's National Observer, where she writes on the business side of climate action.

Before joining Motley Fool Canada, Amy wrote for major news organizations including HuffPost, CTVNews.ca, and CBC. When she’s not researching investing strategies, Amy’s time is pretty much monopolized by her two wild daughters, but in what little spare time she has she loves to do yoga, go on walks with her dog, and travel with her husband.
Social Media
Follow Amy on LinkedIn and Canada Stock Digest.
Favorite Investment Quote
“October: This is one of the particularly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February.” – Mark Twain

Recent Articles

crisis concept, falling stairs
Dividend Stocks

I Think These Bank Stocks and REITs Are Undervalued Right Now

| Amy Legate-Wolfe

Some “cheap” stocks are cheap for a reason, but these four look like cases where improving fundamentals may still be…

Read more »

Oil industry worker works in oilfield
Dividend Stocks

This 6%-Yielding Stock Really is as Good as It Looks for Passive Income

| Amy Legate-Wolfe

Freehold’s 6%+ yield looks attractive because it’s coming from a royalty model with decent cash-flow coverage, not an overstretched operator.

Read more »

Investor reading the newspaper
Stocks for Beginners

CIBC Just Reported Q3 Results: What Investors Need to Know

| Amy Legate-Wolfe

CIBC delivered a strong earnings beat, but after a 60% run, the real question is whether the stock is still…

Read more »

Investor reading the newspaper
Dividend Stocks

This Canadian Stock Could Leave the Bargain Bin After its Next Earnings Report

| Amy Legate-Wolfe

OpenText looks like a beaten-down Canadian tech stock where expectations may be worse than the business reality.

Read more »

man touches brain to show a good idea
Tech Stocks

The 1 Number Telling Investors This Selloff May Be Nearly Over

| Amy Legate-Wolfe

MDA Space is down sharply from its high, but its latest results suggest demand is accelerating, not fading.

Read more »

truck transport on highway
Dividend Stocks

Here’s a 3% Dividend Stock That Pays Out Safe Cash Monthly

| Amy Legate-Wolfe

Mullen’s monthly dividend is convenient, but what really matters is that recent cash flow coverage looks solid.

Read more »

container trucks and cargo planes are part of global logistics system
Tech Stocks

Meet Kinaxis, the Canadian AI Stock That Actually Makes Money

| Amy Legate-Wolfe

Kinaxis is an AI-driven supply-chain software company that’s already profitable, but the stock’s valuation leaves little margin for error.

Read more »

three friends eat pizza
Dividend Stocks

This TSX Stock Pays You Monthly and Yields 6.4%

| Amy Legate-Wolfe

A monthly dividend can look comforting, but Pizza Pizza just proved the schedule can’t protect you from a cut.

Read more »

concept of growth
Dividend Stocks

You’ve Already Missed a Year of Dividends: Here’s Why I Wouldn’t Miss Another

| Amy Legate-Wolfe

Missing an ex-dividend date doesn’t just delay investing; it can also mean losing real cash payments and years of compounding.

Read more »

Woman in private jet airplane
Stocks for Beginners

Waiting 5 Years to Invest $7,000 Annually Could Cost Nearly $9,000 in Growth

| Amy Legate-Wolfe

Waiting to invest your TFSA contributions can cost you thousands in lost compounding, even if you end up buying later.

Read more »

up arrow on wooden blocks
Retirement

Waiting for a Crash? These 2 TSX Stocks Could Keep Climbing Without You

| Amy Legate-Wolfe

Waiting for the “inevitable” crash can mean missing years of gains, because even a 20% drop might still leave you…

Read more »

Senior uses a laptop computer
Dividend Stocks

The Retirement Gap CPP and OAS Won’t Fill on Their Own

| Amy Legate-Wolfe

Retirement plans can fall apart fast if you budget for maximum CPP but end up receiving the average cheque.

Read more »

Canadian Dollars bills
Dividend Stocks

Your TFSA Room Is Valuable: Leaving it in Cash Is Still a Decision

| Amy Legate-Wolfe

Leaving cash in a TFSA feels safe, but over long periods, it can quietly cost you a lot of tax-free…

Read more »

stocks climbing green bull market
Stocks for Beginners

This Stock Has Already Surged: Here’s Why Selling Too Early Could Be the Bigger Mistake

| Amy Legate-Wolfe

Constellation Software’s huge decade-long run makes selling tempting — but the real question is whether its acquisition engine is still…

Read more »

truck transport on highway
Dividend Stocks

I Think This 3.2%-Yielding Stock Is a TFSA Investor’s Dream

| Amy Legate-Wolfe

Mullen’s “boring” monthly dividend gets exciting when it’s paired with surging earnings and tax-free TFSA compounding.

Read more »

concept of growth
Energy Stocks

Here’s Where I Think Enbridge Stock Will Be in 3 Years

| Amy Legate-Wolfe

Enbridge doesn’t need to soar to deliver solid returns; its 5.5% yield and steady growth may do the heavy lifting.

Read more »

financial chart graphs and oil pumps on a field
Energy Stocks

Worth Watching: This Dividend Stock Pays Monthly and Yields 4.2%

| Amy Legate-Wolfe

A tempting monthly dividend isn’t automatically safe, but Whitecap’s payout looks well-supported by real free cash flow.

Read more »

Couple working on laptops at home and fist bumping
Tech Stocks

A 30-Year Retirement Is Coming: Here’s the Income Plan I Wouldn’t Delay

| Amy Legate-Wolfe

Retiring on $600,000 can feel safe at first, but inflation, taxes, and bad timing can quietly break the plan.

Read more »

stocks climbing green bull market
Dividend Stocks

If the TSX Rally Keeps Going, These Are the Stocks Late Buyers May Chase

| Amy Legate-Wolfe

After the TSX hits fresh highs, two steady Canadian leaders could offer a smarter way to ease into the rally.

Read more »

dividend growth for passive income
Investing

TELUS’s Yield Is Tempting, But This Rival Could Grow Your Income Faster

| Amy Legate-Wolfe

TELUS may still show a huge yield on some screens, but after its dividend cut the real story is reset…

Read more »

chart reflected in eyeglass lenses
Stocks for Beginners

Missed a 10-Bagger? Here’s How I’d Look for the Next One Before it Seems Obvious

| Amy Legate-Wolfe

BlackBerry’s post-phone comeback is getting real, but turning it into a true 10-bagger would require years of QNX-driven execution.

Read more »

House models and one with REIT real estate investment trust.
Dividend Stocks

Which Canadian Stocks Pay the Highest Dividend Yields Right Now?

| Amy Legate-Wolfe

A 7%+ yield can be real income, but it can also be a flashing warning sign if cash flow and…

Read more »

crisis concept, falling stairs
Dividend Stocks

The Next Market Dip May Be Smaller Than You Hope: Here’s What I’d Buy Now

| Amy Legate-Wolfe

CCL Industries looks like a solid “start now, add on dips” stock when the market is expensive and the perfect…

Read more »

woman holding steering wheel is nervous about the future
Energy Stocks

The OAS Clawback Can Start Before You Feel Rich: Here’s How to Get Ahead of It

| Amy Legate-Wolfe

The OAS clawback can hit “normal” retirees once RRIF withdrawals and dividends push taxable income over the threshold.

Read more »

some investments are riskier than others
Dividend Stocks

I Found a TFSA Stock Yielding 3.2% That Pays Me Reliably

| Amy Legate-Wolfe

Manulife’s “boring” 3% yield may be safer than an eye-catching 8% payout that’s one bad quarter away from a cut.

Read more »

a sign flashes global stock data
Dividend Stocks

The Stock Market Won’t Wait for Your Next Paycheque: Here’s Where I’d Start With $1,000

| Amy Legate-Wolfe

A $1,000 investment can matter because it gets you started, and TMX Group lets you own the “toll booth” behind…

Read more »

A plant grows from coins.
Tech Stocks

This Growth Stock Has Already Proven the Bears Wrong: I Don’t Think it’s Finished

| Amy Legate-Wolfe

Shopify’s bears looked right until the company posted another blowout quarter and the stock ripped higher again.

Read more »

Hand Protecting Senior Couple
Retirement

Canadian Retirees Could Be Building a Tax Bill Without Realizing it

| Amy Legate-Wolfe

Eligible Canadian dividends can inflate “reported income” through the gross-up, which can trigger an OAS clawback even when the cash…

Read more »

A child pretends to blast off into space.
Dividend Stocks

If Canadian Defence Spending Accelerates, These 3 Stocks Won’t Stay Overlooked

| Amy Legate-Wolfe

Canada’s rising defence spending could benefit more than traditional weapons makers, including space tech, specialized aircraft, and military training services.

Read more »

A plant grows from coins.
Dividend Stocks

A High Yield Won’t Save You From a Dividend Cut: These 2 Payouts Look Safer

| Amy Legate-Wolfe

A huge dividend yield can be a trap, so Fortis and TD offer steadier payouts even if the yields look…

Read more »

The sun sets behind a power source
Energy Stocks

1 TSX Stock Recovering Faster Than Its Share Price Suggests

| Amy Legate-Wolfe

Emera’s earnings looked soft, but improving cash flow and a simpler regulated business could set up the next leg of…

Read more »

The RRSP (Canadian Registered Retirement Savings Plan) is a smart way to save and invest for the future
Dividend Stocks

Your RRSP Could Become a Tax Trap: Here’s the Move I’d Make Before 65

| Amy Legate-Wolfe

A big RRSP balance can feel like a win until RRIF withdrawals and OAS clawbacks turn it into a surprise…

Read more »

a person watches a downward arrow crash through the floor
Tech Stocks

1 Stock Market Dip Could Be All You Get: Here Are 2 Stocks I’d Be Ready to Buy

| Amy Legate-Wolfe

Market dips feel scary in real time, so the smartest move is knowing what you’ll buy before the next correction…

Read more »

Electricity transmission towers with orange glowing wires against night sky
Dividend Stocks

A $220 Billion Power Shortage Could Create Canada’s Next Great Dividend Stock

| Amy Legate-Wolfe

Canada’s clean-power crunch could decide which huge projects get built here, and Capital Power just locked in Meta as a…

Read more »

Canada Day fireworks over two Adirondack chairs on the wooden dock in Ontario, Canada
Stocks for Beginners

The First $100,000 Is the Hardest: Waiting Another Year Won’t Make It Easier

| Amy Legate-Wolfe

Delaying a TFSA contribution by just one year can cost far more than $7,000 once decades of compounding are lost.

Read more »

A person builds a rock tower on a beach.
Dividend Stocks

A $10,000 TFSA Won’t Build Itself: These Are the 3 Stocks I’d Start With Today

| Amy Legate-Wolfe

A $10,000 TFSA can quietly snowball for decades, but only if you confirm your contribution room and put the money…

Read more »

Canadian Dollars bills
Dividend Stocks

Waiting Until 45 to Invest $500 a Month Could Cost You $450,000 by 65

| Amy Legate-Wolfe

Waiting 10 years to start investing can quietly cost you about $450,000, even if nothing “goes wrong.”

Read more »

Canadian Dollars bills
Dividend Stocks

1 Canadian Stock Down 13% I’d Buy for $551 in Income

| Amy Legate-Wolfe

A 5.5% yield after a dividend cut can be the start of a recovery story, not the end of one.

Read more »

Dam of hydroelectric power plant in Canadian Rockies
Energy Stocks

How Much Has Waiting Cost Your TFSA? Probably More Than You Think

| Amy Legate-Wolfe

That “available TFSA room” number can be wrong, and one bad redeposit can trigger monthly CRA penalties fast.

Read more »

senior couple looks at investing statements
Dividend Stocks

1 RRIF Withdrawal Could Trigger a Much Bigger Tax Bill Than You Expect

| Amy Legate-Wolfe

A big RRIF withdrawal can trigger a double hit from income tax and an OAS clawback, so planning matters.

Read more »