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Amy Legate-Wolfe

Author Bio
Amy became interested in investing in 2018 after having her first daughter. After receiving a masters degree in journalism from Western University, she became frustrated that the finance industry remained a confusing place for Canadians like her: new parents, millennials, and other young people who needed to understand their finances.

Now, Amy focuses on tech companies and renewable energy for growth opportunities, coupling that with long-term investing strategies and equities. She also provides investors with a daily newsletter, Canada Stock Digest, for daily market updates. Her work can also be found at Canada's National Observer, where she writes on the business side of climate action.

Before joining Motley Fool Canada, Amy wrote for major news organizations including HuffPost, CTVNews.ca, and CBC. When she’s not researching investing strategies, Amy’s time is pretty much monopolized by her two wild daughters, but in what little spare time she has she loves to do yoga, go on walks with her dog, and travel with her husband.
Social Media
Follow Amy on LinkedIn and Canada Stock Digest.
Favorite Investment Quote
“October: This is one of the particularly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February.” – Mark Twain

Recent Articles

Nickel ore is mined from the ground.
Metals and Mining Stocks

Canada Wants to Break the World’s Critical-Mineral Chokeholds: Here’s the TSX Stock I’d Buy

| Amy Legate-Wolfe

Canada’s critical-minerals push is heating up, and Teck could be a direct way to invest in the copper-heavy supply chains…

Read more »

A person's hand cupped open with a hologram of an AI chatbot above saying Hi, can I help you
Stocks for Beginners

This Canadian Manufacturer Just Won Record New Business: Here’s Why I’d Buy the Stock

| Amy Legate-Wolfe

Linamar’s CEO says Canada’s factories are already outproducing the U.S., and Linamar is winning record new business.

Read more »

Paper Canadian currency of various denominations
Energy Stocks

This 4.4% Dividend Stock Was Hiding in Plain Sight at Canada’s Investment Summit

| Amy Legate-Wolfe

Pembina is quietly becoming an “all-of-the-above” infrastructure play, with projects tied to LNG exports, AI power demand, and potential new…

Read more »

Silver coins fall into a piggy bank.
Stocks for Beginners

Cash Feels Safe, but This Is the TFSA Risk Investors Aren’t Pricing In

| Amy Legate-Wolfe

A cash-heavy TFSA can look calm for years while inflation quietly erodes what your money can actually buy.

Read more »

Canadian Dollars bills
Dividend Stocks

Carney Wants $1 Trillion Invested in Canada: This TSX Stock Could Benefit

| Amy Legate-Wolfe

Carney’s $1 trillion investment push is huge, and AtkinsRéalis could be paid to design and manage the projects that make…

Read more »

Rocket lift off through the clouds
Tech Stocks

Nova Scotia Just Pitched 20 Projects to the World, and 1 Stock Could Win Big

| Amy Legate-Wolfe

Nova Scotia brought a menu of “investment-ready” mega projects to global capital, and MDA Space offers a TSX-listed way to…

Read more »

A worker uses a double monitor computer screen in an office.
Stocks for Beginners

Canadian Banks Just Pledged $325 Billion: Here’s the 1 Bank I’d Buy

| Amy Legate-Wolfe

Global investors are lining up to fund Canada’s next buildout, and BMO could profit by financing and advising the boom.

Read more »

Beware of bad investing advice.
Stocks for Beginners

Keeping $10,000 in Cash for 10 Years Could Cost More Than a Market Dip

| Amy Legate-Wolfe

Cash may feel safe in a downturn, but over a decade, it can quietly lose buying power versus investing.

Read more »

space ship model takes off
Tech Stocks

Canada’s Aerospace Boom is Taking Off: Here’s the TSX Stock to Buy Now

| Amy Legate-Wolfe

Canada’s aerospace boom is being fuelled by a new wave of defence spending, and Bombardier could be a direct TSX…

Read more »

data center server racks glow with light
Stocks for Beginners

The AI Data Centre Backlash Has Started: I’d Watch These 2 Canadian Stocks

| Amy Legate-Wolfe

AI data centres promise growth, but local pushback is forcing investors to separate real earnings from risky, unapproved projects.

Read more »

investor schemes to buy stocks before market notices them
Energy Stocks

GIC or Dividend Stock? Here’s Where I’d Put $10,000 for the Next 5 Years

| Amy Legate-Wolfe

I'd invest in this hydro producer and wait for the share price to recover if the timing goes wrong.

Read more »

shopper checks her receipt
Retirement

A $1 Million RRSP Sounds Wonderful: Here’s the Tax Trap Waiting at 71

| Amy Legate-Wolfe

A $1 million RRSP can trigger forced RRIF withdrawals and OAS clawbacks, so planning before 71 matters.

Read more »

man with shovel stands by a hole
Dividend Stocks

TD Just Put $150 Billion Behind Canada’s Next Investment Boom. Should You Buy the Stock?

| Amy Legate-Wolfe

Instead of betting on which mega-project wins, consider a picks-and-shovels play on the bank that earns interest and fees on…

Read more »

pig shows concept of sustainable investing
Stocks for Beginners

Canada Just Unleashed Nearly $500 Billion in New Investment: Here’s What I’d Buy Now

| Amy Legate-Wolfe

Nearly $500 billion of “commitments” sounds like a windfall, but the real opportunity is in who finances the projects if…

Read more »

telecom towers concept for wireless technology
Dividend Stocks

Bell Just Made a $52.5 Billion Bet on AI. So Is BCE Stock Finally a Buy?

| Amy Legate-Wolfe

BCE’s ambitious AI hub plan could reinvent the telecom’s growth story, but it first requires years of heavy spending.

Read more »

man looks surprised at investment growth
Stocks for Beginners

The OAS Clawback Can Start Before You Feel Rich: I’d Make This Move Earlier

| Amy Legate-Wolfe

OAS clawbacks can hit “comfortable” retirees, so shifting income into a TFSA and managing RRSP/RRIF withdrawals early matters.

Read more »

A train passes Morant's curve in Banff National Park in the Canadian Rockies.
Dividend Stocks

Canada Just Cut the Tax on New Investment Nearly in Half: This TSX Stock Could Win

| Amy Legate-Wolfe

Canada’s new tax write-off could quietly drive more investment than any single mega-project announcement.

Read more »

Yellow caution tape attached to traffic cone
Retirement

Your RRSP Could Become a Tax Problem Before You Realize You’re Wealthy

| Amy Legate-Wolfe

A seven-figure RRSP feels like financial freedom, but the tax bill and forced withdrawals can make it less “yours” than…

Read more »

holding coins in hand for the future
Dividend Stocks

The 4% Rule Isn’t a Retirement Plan: I’d Build These 3 Income Layers Instead

| Amy Legate-Wolfe

The 4% rule is a helpful estimate, but a three-layer income plan shows exactly where your next retirement payment comes…

Read more »

senior couple looks at investing statements
Dividend Stocks

Your RRIF Could Trigger an OAS Clawback Before You Feel Wealthy

| Amy Legate-Wolfe

OAS clawbacks can hit retirees who feel “comfortable,” especially when RRIF withdrawals inflate taxable income.

Read more »

Blocks conceptualizing the Registered Retirement Savings Plan
Dividend Stocks

You Spent 30 Years Building an RRSP: Here’s How Not to Waste it in Retirement

| Amy Legate-Wolfe

An RRSP can become “expensive” in retirement if you wait until 71 and then face large, taxable RRIF withdrawals on…

Read more »

Train cars pass over trestle bridge in the mountains
Dividend Stocks

Want a Million-Dollar TFSA? Start With This Boring Decision

| Amy Legate-Wolfe

A million-dollar TFSA is more likely built by automatic $7,000 yearly contributions than by one “miracle” stock.

Read more »

A worker overlooks an oil refinery plant.
Dividend Stocks

The Wealthy Habit That Matters More Than Finding the Next Ten-Bagger

| Amy Legate-Wolfe

Getting rich doesn’t require finding one ten-bagger if you consistently invest meaningful amounts over decades.

Read more »

alcohol
Investing

Quiet Millionaires Don’t Chase Every Rally: Here’s What They Do With $10,000

| Amy Legate-Wolfe

Quiet wealth is usually built with a plan, diversification, low fees, and patience, not by chasing whatever is hot.

Read more »

ETF stands for Exchange Traded Fund
Dividend Stocks

Before You Buy a Covered-Call ETF, Check These 3 Numbers

| Amy Legate-Wolfe

A covered-call ETF’s big “yield” can hide return-of-capital and capped upside, so check the numbers that show what you’re really…

Read more »

some investments are riskier than others
Stocks for Beginners

These 2 Popular ETFs Look Similar: 1 Could Carry Far More AI Risk

| Amy Legate-Wolfe

TEC and XQQ look similar, but TEC is far more concentrated in tech and Nvidia, making it a bigger AI…

Read more »

woman holding steering wheel is nervous about the future
Dividend Stocks

The Market Won’t Wait for You to Feel Ready: Here’s Where I’d Put $1,000 Today

| Amy Legate-Wolfe

Put $1,000 to work now instead of waiting for perfect timing, using Nutrien as a starter stock you can add…

Read more »

ETFs can contain investments such as stocks
Tech Stocks

Your TFSA Owns 3 ETFs: It May Still Be 1 Big Technology Bet

| Amy Legate-Wolfe

Three ETFs can still overlap heavily, leaving you with one big U.S. mega-cap tech bet instead of true diversification.

Read more »

some investments are riskier than others
Investing

This Popular Income Strategy Promises Less Risk: Here’s What Investors Give Up

| Amy Legate-Wolfe

Covered-call ETFs like ZWC can pay high monthly cash flow, but the extra income comes from giving up some upside.

Read more »

ETF is short for exchange traded fund, a popular investment choice for Canadians
Investing

The Market Won’t Wait for Your $1,000: It Still Doesn’t Mean You Should Chase a Rally

| Amy Legate-Wolfe

Put $1,000 to work without chasing the latest winners by starting with a globally diversified ETF like XAW.

Read more »

workers walk through an office building
Investing

Missed the Rally? I’d Rather Buy This Quality TSX Stock Than Chase the Crowd

| Amy Legate-Wolfe

Rogers is a way to avoid chasing the rally by buying a profitable, essential business that still looks reasonably priced.

Read more »

Canadian dollars in a magnifying glass
Tech Stocks

BlackBerry Stock Is Up More Than 150%: Here’s the Number I’d Check Before Buying

| Amy Legate-Wolfe

BlackBerry’s huge 2026 rally has turned its turnaround into an AI-and-QNX growth story, but now it must prove it with…

Read more »

ETFs can contain investments such as stocks
Dividend Stocks

VFV Isn’t a Complete Portfolio: Here’s What Canadian Investors May Be Missing

| Amy Legate-Wolfe

VFV feels like a complete portfolio, but it’s really a concentrated bet on U.S. large caps and the U.S. dollar.

Read more »

dividends grow over time
Dividend Stocks

GIC or Dividend Stock? Here’s Where I’d Put $10,000 for Income and Growth

| Amy Legate-Wolfe

Rogers can beat a one‑year GIC on income and long-term upside, but only if you can handle volatility and debt…

Read more »

senior man and woman stretch their legs on yoga mats outside
Energy Stocks

Retirees Love Dividends: Here’s the Number That Matters More Than Yield

| Amy Legate-Wolfe

A tempting 7% yield can vanish fast, so checking the payout ratio helps confirm a dividend is actually sustainable.

Read more »

A red umbrella stands higher than a crowd of black umbrellas.
Dividend Stocks

A 6% Yield Won’t Save a Weak Dividend: I’d Buy This Growing Payout Instead

| Amy Legate-Wolfe

A lower 3.3% yield can beat a 6% yield over time if the dividend keeps growing, and Manulife is showing…

Read more »

c
Stocks for Beginners

You Don’t Need a Million-Dollar Salary to Build a Million-Dollar TFSA

| Amy Legate-Wolfe

A million-dollar TFSA is built with ordinary annual contributions and decades of compounding, not an extraordinary salary.

Read more »

infrastructure like highways enables economic growth
Dividend Stocks

A $7,000 TFSA Contribution Could Become $70,000: Here’s the Math

| Amy Legate-Wolfe

A single $7,000 TFSA contribution can grow into $70,000 over decades if you pair time with a durable grower like…

Read more »

TFSA (Tax-Free Savings Account) on wooden blocks and Canadian one hundred dollar bills.
Dividend Stocks

The First $100,000 Is the Hardest: Here’s How a TFSA Can Do the Rest

| Amy Legate-Wolfe

Hit $100,000 in a TFSA and compounding can start doing more work than your annual contributions.

Read more »

Income and growth financial chart
Dividend Stocks

Got $10,000 Sitting in Your TFSA? I’d Make This Move Before the Next Rally

| Amy Legate-Wolfe

Letting $10,000 sit in a TFSA feels safe, but it can quietly lose buying power if it stays uninvested.

Read more »