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Author: Kay Ng

Kay began investing in dividend stocks around 2008 via the concept of value investing. Since then, she has expanded into growth investing, including in small caps. Her passion for investing has only grown over the years! After graduating from UBC with a BSc in Computer Science, she took university courses in financial markets, finance, and financial accounting. She has contributed her works to Motley Fool, Sure Dividend, and Seeking Alpha.

Recent Articles

hand stacks coins
Dividend Stocks

3 Canadian Dividend Stocks Whose Passive Income Continues to Grow Over Time

| Kay Ng

These dividend stocks are set to grow investors' passive income over time and are great buys on market dips.

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robotic arm piggy bank stocks investing
Bank Stocks

A 4.5% Dividend Yield: I’m Buying This TSX Stock and Holding for Decades

| Kay Ng

Scotiabank stock is a fair buy here for income and long-term growth.

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diversification is an important part of building a stable portfolio
Dividend Stocks

3 Dividend Stocks I Believe Belong in Almost Every Investor’s Portfolio

| Kay Ng

These dividend stocks are well-suited for most long-term portfolios, especially when accumulated on market dips.

Read more »

A meter measures energy use.
Dividend Stocks

Fortis vs. the Rest: How Does It Compare to Other Canadian Utility Stocks?

| Kay Ng

Fortis is a worthy core holding, and a particularly compelling addition on meaningful dips.

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The sun sets behind a power source
Dividend Stocks

One Canadian Dividend Stock Built to Hold in Any Market

| Kay Ng

Fortis stock is a no-brainer buy on market dips for buy-and-hold investors.

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man gives stopping gesture
Dividend Stocks

The Canadian Stock I Simply Refuse to Sell

| Kay Ng

Investors should consider building a position over time in this Canadian stock that's a worthy long-term core holding.

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running robot changes direction
Dividend Stocks

What’s on Tap for Brookfield Stock in 2026?

| Kay Ng

Brookfield stock is a good growth idea to consider for long-term investors, given it has multiple megatrends to invest for…

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young people stare at smartphones
Dividend Stocks

Everything Investors Should Understand About BCE’s Dividend Right Now

| Kay Ng

BCE stock is a reasonable consideration for above-average income.

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woman considering the future
Retirement

The Average TFSA Balance at 55 — and How to Improve Yours

| Kay Ng

Improve your TFSA balance by aiming to maximize your contributions each year and investing for long-term growth.

Read more »

ETF is short for exchange traded fund, a popular investment choice for Canadians
Stocks for Beginners

3 Canadian ETFs Worth Tucking Into a TFSA and Holding for the Long Haul

| Kay Ng

Use your TFSA for long-term, tax-free compounding and fill it with high-quality, low-cost ETFs you can hold through market cycles.

Read more »

shoppers in an indoor mall
Dividend Stocks

A 5.7%-Yielding TFSA Pick That Pays Consistent Cash

| Kay Ng

Investors looking for an income pick in a TFSA can consider buying this stock on dips.

Read more »

Couple working on laptops at home and fist bumping
Dividend Stocks

TFSA Investors: 1 “Set-it-and-Forget-it” Stock for 2026

| Kay Ng

This "set-it-and-forget-it" stock for the TFSA today offers a rare combination of discounted valuation, income, and high growth potential.

Read more »

woman gazes forward out window to future
Retirement

Canadians: How Much Money Should Be in a TFSA to Retire?

| Kay Ng

The TFSA is a powerful tax-free retirement vehicle. Many Canadians are behind, so prioritize maxing annual TFSA contributions and staying…

Read more »

Piggy bank and Canadian coins
Stocks for Beginners

TFSA Balances at 30: Where Do Most Canadians Stand?

| Kay Ng

Canadians aged 30–34 have about $61,882 in unused TFSA contribution room, representing a major missed compounding opportunity.

Read more »

diversification and asset allocation are crucial investing concepts
Dividend Stocks

2 Dividend Stocks to Hold for the Next 5 Years

| Kay Ng

These dividend stocks are good considerations for income and price gains over the next five years.

Read more »

dividend growth for passive income
Dividend Stocks

Top Canadian Stocks to Buy for Growth in 2026

| Kay Ng

Here are a few top Canadian stock ideas to be bought on dips for growth in 2026 and beyond.

Read more »

Business success of growth metaverse finance and investment profit graph concept or development analysis progress chart on financial market achievement strategy background with increase hand diagram
Tech Stocks

2 Monster Stocks to Hold for the Next 5 Years

| Kay Ng

Here are two high-growth stock candidates for long-term investors with a high-risk tolerance.

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TFSA (Tax-Free Savings Account) on wooden blocks and Canadian one hundred dollar bills.
Dividend Stocks

Why Your TFSA — Not Your RRSP — Should Be Your Income Workhorse

| Kay Ng

The TFSA offers greater flexibility as an income workhorse because of its tax-free feature.

Read more »

dividends can compound over time
Dividend Stocks

This Canadian Dividend Stock Is Down 10% and Worth Holding Forever

| Kay Ng

There's much to like about Manulife stock at a reasonable valuation and a nice and growing dividend.

Read more »

Piggy bank and Canadian coins
Dividend Stocks

1 Single Stock That I’d Hold Forever in a TFSA

| Kay Ng

This stock is an excellent consideration to buy on dips and hold forever in a TFSA.

Read more »

Canadian dollars in a magnifying glass
Dividend Stocks

Undervalued Canadian Stocks to Buy Now

| Kay Ng

Here are some quality Canadian stocks trading at a discount that you can consider buying on dips.

Read more »

cookies stack up for growing profit
Dividend Stocks

The Best Dividend Stocks to Buy and Hold Forever

| Kay Ng

Dividend investing can help build long-term wealth via steady income and capital appreciation, especially when shares are added on market…

Read more »

Two seniors walk in the forest
Retirement

The Average TFSA Balance for Canadians 70 and Over May Surprise You

| Kay Ng

Canadians aged 70-74 have tons of unused contribution room in their TFSA, leaving significant untapped potential for tax-free income and…

Read more »

people ride a downhill dip on a roller coaster
Dividend Stocks

A Canadian Dividend Stock I’d Hold Through Anything

| Kay Ng

Long-term dividend investors can take advantage of a rare combination of essential assets, a global footprint, and a steadily growing…

Read more »

diversification and asset allocation are crucial investing concepts
Dividend Stocks

9.3% Dividend Yield: Buy This Top-Notch Dividend Stock in Bulk

| Kay Ng

This dividend stock trades at a discount of about 15% and offers a 9.3% dividend yield for now.

Read more »

Person holds banknotes of Canadian dollars
Dividend Stocks

The Best Stocks to Invest $1,000 in Right Now

| Kay Ng

These top stocks combine diversification, durable business models, and long-term wealth-building potential for patient investors.

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leader pulls ahead of the pack during bike race
Stock Market

How to Invest When the TSX Refuses to Slow Down

| Kay Ng

Stay invested by focusing on quality companies, using dollar-cost averaging to build your positions, and diversifying globally.

Read more »

pig shows concept of sustainable investing
Dividend Stocks

TFSA: 3 Canadian Stocks That Are Perfection With a $7,000 TFSA Investment

| Kay Ng

These three stocks offer a balanced TFSA portfolio with reliable income and long-term growth potential.

Read more »

dividend stocks are a good way to earn passive income
Dividend Stocks

3 Top-Tier Canadian Stocks That Just Bumped Up Dividends Again

| Kay Ng

These top Canadian stocks just raised their dividends last month, continuing their multi-year streak. They should at least be on…

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dividend stocks bring in passive income so investors can sit back and relax
Dividend Stocks

3 Dividend Stocks Every Canadian Should Own

| Kay Ng

Canadians should look more closely at these dividend stocks offering a nice blend of stability, global growth exposure, and high…

Read more »

TFSA (Tax-Free Savings Account) on wooden blocks and Canadian one hundred dollar bills.
Retirement

The Average Canadian TFSA Balance at Age 60 — Here’s What it Tells Us

| Kay Ng

Canadians aged 60 should target to maximize their TFSA contributions and invest according to their risk tolerance, financial goals, and…

Read more »

dividend growth for passive income
Dividend Stocks

3 Canadian Dividend Stocks for Passive Income That Keeps Growing

| Kay Ng

Are you looking for passive income? Look into these three Canadian dividend stocks that trade at good valuations.

Read more »

Piggy bank and Canadian coins
Dividend Stocks

How to Leverage a TFSA to Effectively Double Your Contribution

| Kay Ng

Aim to generate a mix of income and price appreciation to achieve $7,000 of returns a year, effectively "doubling" your…

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a man relaxes with his feet on a pile of books
Retirement

How to Budget for 30+ Years of Retirement (Without Running Out)

| Kay Ng

A 30+ year retirement requires a disciplined withdrawal strategy (like the 4% rule), inflation planning, debt reduction, having a cash…

Read more »

Investor reading the newspaper
Stocks for Beginners

Why Paying Attention to Financial News Might Make You Poorer

| Kay Ng

Checking financial news constantly can lead to impulsive reactions that can be detrimental to long-term returns. Instead, invest regularly, diversify,…

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man touches brain to show a good idea
Dividend Stocks

Small-Print TFSA Rules Affecting U.S. Stocks

| Kay Ng

Be aware of the 15% withholding tax on U.S. dividends in the TFSA. Foreign exchange fees can also add up…

Read more »

dividends grow over time
Dividend Stocks

The Best TSX Stocks to Buy Now if You Want Both Income and Growth

| Kay Ng

Investors don't have to choose between income and growth. They can get both from these dividend stocks!

Read more »

Piggy bank and Canadian coins
Dividend Stocks

The 1 Stock I’d Keep Forever Inside a TFSA

| Kay Ng

Brookfield Infrastructure Partners is a great income stock with long-term growth potential to buy and hold in the TFSA.

Read more »

senior relaxes in hammock with e-book
Dividend Stocks

Here’s the Average Canadian TFSA at Age 40

| Kay Ng

The striking detail is the big amount of unused TFSA contribution room for Canadians at age 40–44. Let's start by…

Read more »

Happy golf player walks the course
Stocks for Beginners

What “Passive Income” Really Means (and Why Everyone’s Doing it)

| Kay Ng

Building passive income can be well worth your time, effort, and money if you choose something you're passionate about –…

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