Kay Ng, Author at The Motley Fool Canada

Recent Articles

Dividend Stocks

I’m Personally Loading Up on This Overlooked Dividend Gem

July 23, 2025 | Kay Ng

This dividend stock yields 5.1% and could be re-rated higher over the next couple of years.

Investor wonders if it's safe to buy stocks now

Retirement

5 Red Flags the CRA Uses to Target High-Income Seniors

July 21, 2025 | Kay Ng

Reporting retirement income can be quite complex. If needed, seniors can work with a qualified tax expert to avoid pitfalls.

Pile of Canadian dollar bills in various denominations

Dividend Stocks

A 7.6% Dividend Stock Paying Cash Every Single Month

July 19, 2025 | Kay Ng

Whitecap's mesmerizing dividend is safe for now, but what would it take for it to cut it?

diversification and asset allocation are crucial investing concepts

Dividend Stocks

The Only Canadian Stock You’ll Need to Buy and Hold Forever

July 18, 2025 | Kay Ng

Brookfield Asset Management is as close to a forever stock as you'll find, especially if you buy shares on meaningful…

Financial analyst reviews numbers and charts on a screen

Dividend Stocks

How to Build a $50,000 Portfolio That Can Weather Any Market Storm

July 17, 2025 | Kay Ng

With proper asset allocation and a long-term mindset, you can create a portfolio that’s resilient in downturns and capable of…

Woman checking her computer and holding coffee cup

Energy Stocks

Whitecap Resources: Buy, Sell, or Hold in July 2025?

July 15, 2025 | Kay Ng

Depending on your risk tolerance and the size of your position to your portfolio, Whitecap Resources could be a buy,…

Energy Stocks

I’d Put My Entire $7,000 TFSA Contribution Into This Dividend Stock

July 15, 2025 | Kay Ng

Northland Power offers a monthly dividend yielding 5.2% and upside potential over the next two years with clear growth catalysts.

Tech Stocks

Best Stock to Buy Right Now: Shopify vs. Constellation Software?

July 15, 2025 | Kay Ng

Shopify and Constellation Software are very different businesses. However, if investors had to pick one, Constellation Software is likely a…

Dividend Stocks

I’m Betting My Future on This Magnificent Canadian Dividend Giant

July 13, 2025 | Kay Ng

This solid utility stock could have a place in any investor's portfolio whether they're looking for income or total returns.

Retirement

What’s the Best Way to Invest $30,000 for Retirement?

July 11, 2025 | Kay Ng

Investing for retirement security is a balancing act between investing for long-term growth and your needs for cash.

Retirement

The CRA Mistake That Could Cut Your Old Age Security in Half

July 10, 2025 | Kay Ng

You can mitigate the OAS clawback through appropriate retirement planning. Talk to a qualified financial planner if needed.

Retirees sip their morning coffee outside.

Retirement

5 Red Flags the CRA Looks for in Retirement Tax Returns

July 9, 2025 | Kay Ng

Here are five red flags that might catch the CRA's attention and that retirees should avoid.

Man holds Canadian dollars in differing amounts

Dividend Stocks

1 Top-Notch Canadian Stock Down 38% to Buy for Fast Dividends

July 8, 2025 | Kay Ng

This top Canadian stock could pay off handsomely in the long run for investors buying on dips.

Energy Stocks

The Stock to Buy Right Now: Canadian Natural Resources vs Imperial Oil?

July 7, 2025 | Kay Ng

Given its wider margin of safety, bigger dividend income, and well-run operations, Canadian Natural Resources stock appears to be a…

Stocks for Beginners

How to Structure a $49,000 Portfolio for Both Growth and Preservation

June 28, 2025 | Kay Ng

A well-structured portfolio should provide long-term upside while mitigating downside risk.

Stock Market

A $30,000 Portfolio Strategy for Changing Economic Conditions

June 27, 2025 | Kay Ng

Your portfolio mix should depend on market conditions, your risk tolerance, time horizon, and financial goals.

Stocks for Beginners

From Debt to FIRE: A Step-by-Step Blueprint for Financial Freedom

June 26, 2025 | Kay Ng

Debt to FIRE is about making progress. Start by eliminating high-interest debt, building an emergency fund, and investing early.

Dividend Stocks

3 Financial Stocks to Buy With $3,000 and Hold Forever

June 23, 2025 | Kay Ng

Here are some financial stock ideas to diversify away from the big Canadian banks.

Dividend Stocks

3 No-Brainer TSX Stocks to Buy With $200 Right Now

June 23, 2025 | Kay Ng

Here's a diverse mix of TSX stocks worth starting positions in today.

Retirement

Avoid the OAS Clawback: Dividend Strategies Every Retiree Should Know

June 21, 2025 | Kay Ng

With a smart dividend strategy, the OAS clawback can be minimized or even avoided entirely for retirees. Here's how.

Hourglass projecting a dollar sign as shadow

Dividend Stocks

Is Restaurant Brands International Stock a Buy Now?

June 20, 2025 | Kay Ng

Restaurant Brands International stock is a reasonable buy at current levels, although it would probably provide a better margin of…

The TFSA is a powerful savings vehicle for Canadians who are saving for retirement.

Stock Market

The Best $7,000 TFSA Investments for Current Market Conditions

June 19, 2025 | Kay Ng

There is no one-size-fits-all answer for where to park your $7,000 TFSA contribution. Aim to match your TFSA strategy to…

Paper Canadian currency of various denominations

Dividend Stocks

Magna International: Buy, Sell, or Hold?

June 19, 2025 | Kay Ng

Depending on your risk tolerance, Magna International stock may be a weak buy, solid hold, or better left alone.

A Canada Pension Plan Statement of Contributions with a 100 dollar banknote and dollar coins.

Retirement

CPP Alone Isn’t Enough: How Dividend Stocks Can Bridge the Retirement Gap

June 18, 2025 | Kay Ng

For many Canadians, the Canada Pension Plan (CPP) is expected to be a cornerstone of retirement income. But relying on…

Bank Stocks

The $35,000 Long-Term Strategy for Market Volatility

June 17, 2025 | Kay Ng

Both time in the market and timing the market helps in building long-term wealth. So, investors should hold some cash…

Dividend Stocks

Prediction: These Could Be the Best-Performing Value Stocks Through 2030

June 16, 2025 | Kay Ng

These three Canadian stocks offer a nice blend of value, income, and growth.

Stocks for Beginners

How to Build a $40,000 Investment Portfolio That Requires Minimal Maintenance

June 14, 2025 | Kay Ng

Building an investment portfolio can't be easier than this. Simply dollar-cost average into XEQT for equity exposure and long-term wealth…

Dividend Stocks

How I’d Invest $32,000 in Canadian Value Stocks to Maximize My Investment Potential

June 12, 2025 | Kay Ng

Here's a diversified portfolio of Canadian value stocks that trade at reasonable to discounted valuations. They pay out nice income,…

Stocks for Beginners

Beginner Investors: Where I’d Allocate $7,000 Across 4 Top Canadian Stocks for 2025

June 11, 2025 | Kay Ng

This is a good starter portfolio example with a balance mix of income and growth.

Dividend Stocks

What $7,000 Invested Annually in Your TFSA Could Become in a Decade

June 11, 2025 | Kay Ng

Consistently saving and investing $7,000 annually in your TFSA could do wonders by year 10.

Dividend Stocks

The Best $28,000 TFSA Allocation for Different Age Groups

June 10, 2025 | Kay Ng

Here are examples of a $28,000 TFSA allocation for different age groups. Remember to consult a financial advisor on this…

Dividend Stocks

How I’d Allocate $7,000 Between These 2 Bargain Stocks While They’re Still Undervalued

June 9, 2025 | Kay Ng

Although the market is at its all-time high, there's still value to be found in the markets. Here are a…

Dividend Stocks

Northland Power: Buy, Sell, or Hold?

June 6, 2025 | Kay Ng

Northland Power is a higher-risk utility that offers an attractive mix of high yield, global clean energy exposure, and project-driven upside.

Dividend Stocks

The $35,000 Portfolio Strategy That Balances Risk and Reward

June 5, 2025 | Kay Ng

Here's an example of building a diversified portfolio that balances risk and reward.

Dividend Stocks

Why Investing $28,000 This Way Makes Financial Sense

June 4, 2025 | Kay Ng

Investing $28,000 in a basket of diversified, solid dividend stocks can help you grow your money more consistently with passive…

Dividend Stocks

TSX New Market High: 3 Dividend Stocks Still Worth Buying

May 30, 2025 | Kay Ng

Investors with tonnes of cash on the sidelines can consider these income stocks that trade at good valuations.

Dividend Stocks

Where I’d Invest $7,600 in the TSX Today

May 29, 2025 | Kay Ng

By diversifying capital across these different dividend stocks, investors could get a nice mix of income and growth for the…

Dividend Stocks

Where I’d Invest $9,200 in The TSX Today

May 29, 2025 | Kay Ng

For long-term investors with a focus on building wealth through both income and capital appreciation, these two picks could be…

Dividend Stocks

How I’d Turn $7,000 Into $1,200 Annual Tax-free Income

May 22, 2025 | Kay Ng

Here's how to start building a tax-free income stream in your TFSA today.

Dividend Stocks

How I’d Create Worry-free Retirement Income With a $7,000 Investment Today

May 21, 2025 | Kay Ng

You can build a worry-free retirement income stream by dollar-cost averaging in dividend ETFs or carefully chosen dividend stocks.

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