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Kay Ng

Kay began investing in dividend stocks around 2008 via the concept of value investing. Since then, she has expanded into growth investing, including in small caps. Her passion for investing has only grown over the years! After graduating from UBC with a BSc in Computer Science, she took university courses in financial markets, finance, and financial accounting. She has contributed her works to Motley Fool, Sure Dividend, and Seeking Alpha.

Recent Articles

TFSA (Tax free savings account) acronym on wooden cubes on the background of stacks of coins
Dividend Stocks

The Best Simple Way to Turn $21,000 Into Consistent TFSA Cash Flow

| Kay Ng

Dollar-cost average into a Canadian high‑yield dividend ETF for simple, tax‑free TFSA income.

Read more »

shopper buys items in bulk
Dividend Stocks

2 Canadian Dividend Stocks I’d Buy for Stability and Growth

| Kay Ng

These Canadian dividend stocks have underlying businesses that are highly stable and growing so shares tend to trade at a…

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oil pump jack under night sky
Energy Stocks

How to Grow Your 2026 TFSA Contribution Into $70,000 or More

| Kay Ng

Focus on regular contributions, long-term investing, and high-quality businesses to build tax-free wealth in your TFSA.

Read more »

chatting concept
Dividend Stocks

3 Canadian Blue-Chip Stocks to Hold Through 2026 and Beyond

| Kay Ng

These Canadian blue-chip stocks trade at good valuations and are worth considering.

Read more »

middle-aged couple work together on laptop
Dividend Stocks

What the Typical Canadian TFSA Looks Like by Age 50

| Kay Ng

The first step is to fully contribute to your TFSA. The second step is to invest it wisely according to…

Read more »

Couple working on laptops at home and fist bumping
Dividend Stocks

Some of the Smartest Canadian Investors Are Piling Into This TSX Stock

| Kay Ng

The blue-chip stock is a solid long-term pick — best bought by patient investors during future pullbacks.

Read more »

monthly calendar with clock
Dividend Stocks

How to Structure a TFSA With $14,000 for Lifelong Monthly Income

| Kay Ng

Cautious investors can lock in higher yields on meaningful market corrections of 10–20%.

Read more »

dividends can compound over time
Dividend Stocks

The Canadian Companies That’ve Been Quietly Raising Their Dividend Payouts

| Kay Ng

Long-term investors should have these three dividend growers on their watchlist for potential buys on market corrections.

Read more »

middle-aged couple work together on laptop
Retirement

Canadians: How Much Money Should Be in a TFSA to Retire?

| Kay Ng

Canadians should aim to maximize their TFSA and grow savings through consistent investing.

Read more »

GettyImages-1394663007
Dividend Stocks

3 Canadian Dividend Stocks That Look Built to Hold Up Through a Recession

| Kay Ng

These names are solid for long-term investing on meaningful market corrections.

Read more »

pig shows concept of sustainable investing
Energy Stocks

1 High-Yield Dividend Stock You Can Buy and Hold for a Decade of Income

| Kay Ng

This is a solid high-yield stock for a long-term buy and hold, especially on market corrections.

Read more »

Blocks conceptualizing Canada's Tax Free Savings Account
Retirement

The Average TFSA Balance at 55 — and How to Improve Yours

| Kay Ng

Here are some tips to help improve your TFSA balance.

Read more »

runner checks her biodata on smartwatch
Dividend Stocks

3 Dividend Stocks I’d Consider Adding More of This Very Moment

| Kay Ng

Long-term investors with a focus on dividend growth or total returns can look more closely into these dividend stocks.

Read more »

Young adult concentrates on laptop screen
Dividend Stocks

What’s the Average TFSA Balance at Age 30 in Canada?

| Kay Ng

Canadians in their early 30s can boost their TFSA balance by automating regular contributions and investing for long‑term growth.

Read more »

A worker overlooks an oil refinery plant.
Dividend Stocks

Why Now is the Time to Invest in Canada’s Infrastructure Boom

| Kay Ng

Investors can consider gaininig exposure to Canada's infrastructure boom via these top three TSX names.

Read more »

leader pulls ahead of the pack during bike race
Dividend Stocks

When Does a Taxable Account Actually Beat a TFSA? Here’s The Answer

| Kay Ng

Under certain scenarios, it makes more sense to invest in a taxable account over a TFSA. Here they are!

Read more »

dividends grow over time
Dividend Stocks

The Canadian Companies That’ve Been Quietly Raising Their Dividend Payouts

| Kay Ng

For investors seeking a combination of income and dividend growth, these stocks deserve a closer look, especially on market corrections.

Read more »

Printing canadian dollar bills on a print machine
Dividend Stocks

Got $14,000? Turn Your TFSA Into a Cash-Gushing Machine

| Kay Ng

Investors seeking to generate boosted income in their TFSA should investigate the ZWC ETF. Here's why.

Read more »

Forklift in a warehouse
Dividend Stocks

A 4.9% Dividend Stock That Pays Cash Monthly

| Kay Ng

Canadian investors seeking monthly income can consider Dream Industrial REIT, especially on market dips.

Read more »

Couple working on laptops at home and fist bumping
Dividend Stocks

What the Typical Canadian TFSA Looks Like By Age 50

| Kay Ng

Canadians able to maximize their TFSA (no matter their investing style) are ahead of their peers.

Read more »

The TFSA is a powerful savings vehicle for Canadians who are saving for retirement.
Stock Market

The $109,000 TFSA Milestone: How Do You Stack Up?

| Kay Ng

If you're far from the $109k TFSA milestone, you're not alone. Improve it by maximizing your contributions each year and…

Read more »

dividend growth for passive income
Dividend Stocks

Down 23%, Should Investors Buy This High-Yield Dividend Stock in June?

| Kay Ng

On the recent pullback, his high-yield dividend stock appears to be an attractive opportunity to start or add to a…

Read more »

man looks worried about something on his phone
Retirement

The Typical TFSA Balance for Canadians Approaching 60

| Kay Ng

How does your TFSA balance stand? How can you improve?

Read more »

A woman stands on an apartment balcony in a city
Dividend Stocks

This 4.4% Dividend Play Pays Every Single Month

| Kay Ng

This income play offers above-average income and long-term turnaround potential.

Read more »

three friends eat pizza
Dividend Stocks

How Much Should a 20-Year-Old Canadian Have in Their TFSA to Retire?

| Kay Ng

Starting early and aiming to max TFSA contributions to allow for decades of tax‑free compounding matter more than any specific…

Read more »

top TSX stocks to buy
Dividend Stocks

Want Growth and Dividends From the Same Portfolio? These 2 Canadian Stocks Deliver Both

| Kay Ng

Investors seeking both growth and income can consider these two names, especially on dips.

Read more »

A worker uses a double monitor computer screen in an office.
Dividend Stocks

The TFSA’s Hidden Fine Print When it Comes to U.S. Investments

| Kay Ng

Here's why Canadian investors should avoid holding high-yield U.S. stocks in their TFSA. (Place them in the RRSP instead.)

Read more »

Canada Day fireworks over two Adirondack chairs on the wooden dock in Ontario, Canada
Retirement

Your RRSP Balance Doesn’t Matter as Much as These 3 Things in Retirement

| Kay Ng

These three things matter more than your RRSP balance.

Read more »

groceries get more expensive as inflation rises
Dividend Stocks

This Dividend Stock Is Down 14% — and That Makes It Worth a Closer Look

| Kay Ng

Metro stock is a solid long-term holding for conservative investors. It's reasonably valued for accumulation starting at current levels!

Read more »

senior man smiles next to a light-filled window
Retirement

How Much Should Canadians Actually Have in a TFSA Before They Retire?

| Kay Ng

Start building your TFSA for retirement from day one! Here's a practical and realistic way to go.

Read more »

shopper buys items in bulk
Dividend Stocks

One Canadian Dividend Stock Built to Hold in Any Market

| Kay Ng

Loblaw stock would be a no-brainer buy on meaningful market dips and a stock to be held forever.

Read more »

Piggy bank with word TFSA for tax-free savings accounts.
Energy Stocks

Your TFSA Should Be Your Income Engine, Not Your RRSP

| Kay Ng

When building an income engine, your TFSA should take priority over an RRSP. Here's why.

Read more »

infrastructure like highways enables economic growth
Dividend Stocks

This TSX Pair Will Power Canada’s Nation-Building Push in 2026

| Kay Ng

Investors looking for growth ideas should have this TSX pair on their radar.

Read more »

TFSA (Tax-Free Savings Account) on wooden blocks and Canadian one hundred dollar bills.
Stocks for Beginners

The TFSA Number You Need to Hit Before Calling It Quits

| Kay Ng

Start early and contribute consistently to your TFSA. Invest in quality Canadian stocks for long-term compounding.

Read more »

woman looks out at horizon
Retirement

The Average Canadian TFSA Balance at Age 60: Here’s What It Tells Us

| Kay Ng

Canadians should aim to maximize their TFSAs to take full advantage of its tax-free compounding potential over the long haul.

Read more »

hand stacks coins
Dividend Stocks

Should You Buy This TSX Dividend Stock for its 9.8% Yield?

| Kay Ng

This high-yield stock is a potential multi-year turnaround story as the new CEO is expected to take leadership in July.

Read more »

investor schemes to buy stocks before market notices them
Dividend Stocks

The 3 Stocks I’d Buy and Hold Into 2026

| Kay Ng

These are three stocks I'd buy and hold through 2026 and beyond and would not hesitate to buy more on…

Read more »

Abstract technology background image with standing businessman
Dividend Stocks

How to Create Your Own Pension With Dividend Stocks

| Kay Ng

Safety of principal and ability to raise dividends should take priority above high yield.

Read more »

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Dividend Stocks

2 Safer High-Yield Dividend Stocks for Canadian Retirees

| Kay Ng

Both dividend stocks offer above-average income for Canadian retirees, especially on market corrections.

Read more »

Couple working on laptops at home and fist bumping
Dividend Stocks

The One Canadian Stock I’d Keep in My TFSA Indefinitely

| Kay Ng

This Canadian stock is a buy-and-hold candidate for the TFSA, providing juicy passive income immediately and long-term upside potential.

Read more »