Recent Articles

some investments are riskier than others
Dividend Stocks

I Found a TFSA Stock Yielding 3.2% That Pays Me Reliably

Manulife’s “boring” 3% yield may be safer than an eye-catching 8% payout that’s one bad quarter away from a cut.

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Dividend Stocks

The Stock Market Won’t Wait for Your Next Paycheque: Here’s Where I’d Start With $1,000

A $1,000 investment can matter because it gets you started, and TMX Group lets you own the “toll booth” behind…

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A plant grows from coins.
Tech Stocks

This Growth Stock Has Already Proven the Bears Wrong: I Don’t Think it’s Finished

Shopify’s bears looked right until the company posted another blowout quarter and the stock ripped higher again.

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Hand Protecting Senior Couple
Retirement

Canadian Retirees Could Be Building a Tax Bill Without Realizing it

Eligible Canadian dividends can inflate “reported income” through the gross-up, which can trigger an OAS clawback even when the cash…

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A child pretends to blast off into space.
Dividend Stocks

If Canadian Defence Spending Accelerates, These 3 Stocks Won’t Stay Overlooked

Canada’s rising defence spending could benefit more than traditional weapons makers, including space tech, specialized aircraft, and military training services.

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A plant grows from coins.
Dividend Stocks

A High Yield Won’t Save You From a Dividend Cut: These 2 Payouts Look Safer

A huge dividend yield can be a trap, so Fortis and TD offer steadier payouts even if the yields look…

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The sun sets behind a power source
Energy Stocks

1 TSX Stock Recovering Faster Than Its Share Price Suggests

Emera’s earnings looked soft, but improving cash flow and a simpler regulated business could set up the next leg of…

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The RRSP (Canadian Registered Retirement Savings Plan) is a smart way to save and invest for the future
Dividend Stocks

Your RRSP Could Become a Tax Trap: Here’s the Move I’d Make Before 65

A big RRSP balance can feel like a win until RRIF withdrawals and OAS clawbacks turn it into a surprise…

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a person watches a downward arrow crash through the floor
Tech Stocks

1 Stock Market Dip Could Be All You Get: Here Are 2 Stocks I’d Be Ready to Buy

Market dips feel scary in real time, so the smartest move is knowing what you’ll buy before the next correction…

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Electricity transmission towers with orange glowing wires against night sky
Dividend Stocks

A $220 Billion Power Shortage Could Create Canada’s Next Great Dividend Stock

Canada’s clean-power crunch could decide which huge projects get built here, and Capital Power just locked in Meta as a…

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Canada Day fireworks over two Adirondack chairs on the wooden dock in Ontario, Canada
Stocks for Beginners

The First $100,000 Is the Hardest: Waiting Another Year Won’t Make It Easier

Delaying a TFSA contribution by just one year can cost far more than $7,000 once decades of compounding are lost.

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A person builds a rock tower on a beach.
Dividend Stocks

A $10,000 TFSA Won’t Build Itself: These Are the 3 Stocks I’d Start With Today

A $10,000 TFSA can quietly snowball for decades, but only if you confirm your contribution room and put the money…

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Canadian Dollars bills
Dividend Stocks

Waiting Until 45 to Invest $500 a Month Could Cost You $450,000 by 65

Waiting 10 years to start investing can quietly cost you about $450,000, even if nothing “goes wrong.”

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Canadian Dollars bills
Dividend Stocks

1 Canadian Stock Down 13% I’d Buy for $551 in Income

A 5.5% yield after a dividend cut can be the start of a recovery story, not the end of one.

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Dam of hydroelectric power plant in Canadian Rockies
Energy Stocks

How Much Has Waiting Cost Your TFSA? Probably More Than You Think

That “available TFSA room” number can be wrong, and one bad redeposit can trigger monthly CRA penalties fast.

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senior couple looks at investing statements
Dividend Stocks

1 RRIF Withdrawal Could Trigger a Much Bigger Tax Bill Than You Expect

A big RRIF withdrawal can trigger a double hit from income tax and an OAS clawback, so planning matters.

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concept of growth
Tech Stocks

BlackBerry Stock Already Rallied: Here’s Why the Best Gains May Still Be Ahead

BlackBerry just ripped nearly 20% higher on a strong quarter, but investors still need proof the turnaround can last.

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concept of growth
Energy Stocks

The TSX Has Already Moved Higher: Here’s What I’d Buy Before the Next Leg

The TSX is at record highs, and Suncor could still be a smart buy if cash flow stays strong.

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Dividend Stocks

The Market Has Punished This Dividend Giant Enough: I’d Buy Before Sentiment Turns

BCE’s dividend cut scared investors away, but the smaller payout may now be safer and leave room to repair the…

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Retirees sip their morning coffee outside.
Dividend Stocks

Every Year You Delay This TFSA Strategy Makes Retirement More Expensive

Skipping your TFSA doesn’t feel costly today, but compounding can make that delay painfully expensive later.

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crisis concept, falling stairs
Dividend Stocks

This Monthly Dividend Stock Is Still Cheap. Falling Rates Could Change That

RioCan’s properties are nearly full and rents are rising, yet the units still trade at a discount and yield over…

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money goes up and down in balance
Energy Stocks

If Your GIC Is Maturing This Year, Don’t Wait to Build the Next Income Stream

A maturing GIC can lock you into much lower future income, so long-term money may need a growing dividend instead.

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Paper Canadian currency of various denominations
Dividend Stocks

Leaving $20,000 in Cash for 10 Years Could Cost You $23,000 in Growth

Doing nothing with long-term cash can quietly cost you tens of thousands in missed compounding.

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Data center woman holding laptop
Dividend Stocks

Canada’s Data-Centre Buildout Has Already Begun: These Stocks Could Be Next

Canada’s AI data-centre buildout is creating investable demand for electricity and electrical equipment, not just chips.

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combine machine works the farm harvest
Dividend Stocks

1 Strong Quarter Could End the Bargain in This Beaten-Down TSX Stock

Nutrien could look cheap today because the fertilizer recovery may show up in results a quarter later than prices and…

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Woman checking her computer and holding coffee cup
Bank Stocks

The Easy Money in Canadian Banks May Be Gone: These 2 Still Have Room to Run

Canadian bank stocks aren’t cheap anymore, so the next gains will likely come from banks improving earnings, not expanding valuations.

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dividends grow over time
Tech Stocks

If You Missed Shopify’s First Run, Don’t Ignore These 2 Canadian Growth Stocks

Two Canadian growth stocks may be building the kind of compounding “flywheel” that once made Shopify a legend.

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traffic signal shows red light
Energy Stocks

The CRA Won’t Warn You Before This TFSA Mistake Starts Costing You

Unused TFSA room can wait forever, but the compounding you miss while waiting doesn’t come back.

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A glass jar resting on its side with Canadian banknotes and change inside.
Retirement

If You’re 50 and Behind on Retirement Savings, Waiting Is No Longer a Plan

Starting at 50 can still build meaningful retirement savings, but waiting even five years can dramatically shrink what compounding can…

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technology moves fast
Tech Stocks

This Stock Is Still Deep in the Red, but the Business Has Already Turned

Lightspeed’s stock is still down 90% from its peak, but the business is starting to look like a real turnaround.

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Income and growth financial chart
Dividend Stocks

The Next Dividend Increase Could Make This TSX Stock Much More Expensive

Suncor’s next dividend hike could be the signal that pushes the stock higher, not just the cheque that pays you…

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young adult uses credit card to shop online
Tech Stocks

A $7,000 TFSA Contribution Could Become $70,000: Here’s Why I’d Invest It Now

Waiting for the “perfect” TFSA buying moment can cost you years of compounding, especially with a long-run growth stock like…

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3 colorful arrows racing straight up on a black background.
Dividend Stocks

Got $1,000? I’d Buy These 2 Dividend Stocks Before the Next TSX Rally

Even with the TSX near records, two high-yield dividend stocks are still beaten up enough to offer contrarian income.

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A worker gives a business presentation.
Dividend Stocks

Your Dividend Income Is Falling Behind Inflation: Here’s How I’d Fix It

Inflation quietly cuts the spending power of “steady” dividends, so income investors need dividend growth, not just yield.

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The letters AI glowing on a circuit board processor.
Energy Stocks

The AI Boom Is Already Repricing Power Stocks: These 2 Still Look Early

AI’s biggest bottleneck may be electricity, and two Canadian “picks-and-shovels” stocks are positioned to profit from it.

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man looks surprised at investment growth
Dividend Stocks

This RRIF Tax Problem Gets More Expensive Every Year You Ignore It

A big RRSP can create an even bigger tax bill later, so planning withdrawals before 71 can reduce forced taxable…

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Man looks stunned about something
Dividend Stocks

The Most Expensive TFSA Mistake Investors Are Making Right Now

Waiting for the “perfect” TFSA buying day can quietly cost you tens of thousands in lost compounding.

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The virtual button with the letters AI in a circle hovering above a keyboard, about to be clicked by a cursor.
Tech Stocks

2 Canadian AI Stocks That Could Turn $5,000 Into $50,000

Two under-the-radar Canadian AI software stocks could turn a small $5,000 stake into something much bigger over time.

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concept of growth
Stocks for Beginners

How a $20,000 TFSA Could Grow Into $100,000 by 2030

Turning $20,000 into $100,000 by 2030 is possible, but it takes steady TFSA contributions and real growth.

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some investments are riskier than others
Dividend Stocks

What Are the Best High-Growth Canadian Stocks to Buy Now?

Three very different Canadian growth stocks are firing on all cylinders, but their prices and risks aren’t equal.

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