Recent Retirement News

some investments are riskier than others
Stocks for Beginners

OSFI’s Risk Outlook Could Test Canadian Banks: Royal Bank Looks Prepared

RBC enters a more cautious regulatory environment with strong capital and substantial dividend coverage.

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Dividend Stocks

Quebec’s Next Government Faces a Slowing Economy: I’d Buy This Defensive Stock

Loblaw gives investors essential consumer spending without requiring Quebec’s economy to accelerate.

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Dam of hydroelectric power plant in Canadian Rockies
Energy Stocks

Global Borrowing Costs Are at 20-Year Highs: This Dividend Stock Can Still Grow

Hydro One’s long debt maturity and growing asset base make it more resilient to higher borrowing costs than a headline…

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Dividend Stocks

A Weak Jobs Report Could Change Your GIC Decision: Here’s What I’d Do

A weak jobs report could change GIC rates, but the date you need the money matters far more.

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Nuclear power station cooling tower
Stocks for Beginners

Canada and India Are Talking Nuclear Power: Is Cameco Stock Still a Buy?

Cameco’s India agreement is real business, but its uranium volumes were already included in broader contracting disclosures.

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Dividend Stocks

A Perfect TFSA Stock for Retirement: A 5.7% Yield With Constant Paycheques

If you want to earn a "no work" passive income stream, this Canadian REIT stock would be a perfect hold…

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trading chart of brent crude oil prices
Energy Stocks

Higher Oil Prices Could Delay Rate Cuts: Here’s Where I’d Put $10,000

Suncor can turn today’s expensive oil into dividends and a smaller share count.

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Dividend Stocks

How Much Do You Need to Invest to Earn $1,000 a Month in Dividends?

Build $1,000 a month in dividends with Enbridge, RioCan, and HDIV. See the combined investment needed and how each contributes…

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dividend growth for passive income
Dividend Stocks

Dividend Growth vs. High Yield: Which Builds More Income Over Time?

Dividend growth vs. high yield: Which builds more income over time? Compare Canadian National and SmartCentres to see how the…

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Canadian dollars in a magnifying glass
Dividend Stocks

Canada’s Banking Regulator Watches Insurers Too: Is Manulife’s Dividend Still Safe?

Manulife’s dividend currently passes both an earnings-coverage test and a regulatory-capital test.

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people sit in two wooden beach chairs facing the Caribbean ocean holding drinks and making a toast
Dividend Stocks

How Much Should Canadians Have Saved by 55? Here’s a More Useful Number

A retirement target based on future spending can tell Canadians far more than a generic multiple of their current salary.

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dividends can compound over time
Dividend Stocks

Higher Bond Yields Are Back: Check This Number Before Buying Any Dividend Stock

A higher dividend yield means less when government bonds are suddenly paying nearly 4%.

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Safety helmets and gloves hang from a rack on a mining site.
Stocks for Beginners

Canada’s Jobs Report Lands Friday: This Bank Stock Could Move First

Friday’s jobs report could shake CIBC shares, but borrower stress matters more than one headline number.

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trading chart of brent crude oil prices
Energy Stocks

Brent Oil Is at US$100: Is Canadian Natural Resources Stock Still Worth Buying?

CNQ’s stronger production outlook offers a better reason to buy than simply chasing US$100 oil.

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Dividend Stocks

REITs Are Falling as Bond Yields Rise: This Canadian Landlord Looks Better After the Selloff

Granite REIT has fallen about 17% from its 52-week high as higher bond yields pressure real estate stocks.

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Agricultural harvesting at the last light of day, aerial view.
Dividend Stocks

Canada Wants $70 Billion in Trade With India: I’d Watch This TSX Stock

Nutrien gives Canada’s India trade ambitions an existing commercial engine, but profitable fertilizer sales still have to follow.

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Piggy bank with word TFSA for tax-free savings accounts.
Dividend Stocks

How Big Does Your TFSA Need to Be to Pay $1,000 a Month?

A TFSA yielding 6% would need roughly $200,000 to produce $1,000 in average monthly income.

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Data center servers IT workers
Dividend Stocks

Data Centres Need Power, but Higher Rates Change the Math: I’d Watch This TSX Stock

The computers may be futuristic. Getting paid for supplying their electricity is pleasantly old-fashioned.

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Warning sign with the text "Trade war" in front of container ship
Stocks for Beginners

Tariffs Are Squeezing Canadian Businesses: This TSX Stock Has More Pricing Power

Tariffs are raising costs across Canada, making the ability to protect margins increasingly valuable.

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man looks surprised at investment growth
Dividend Stocks

Withdrawing From Your TFSA? This Timing Mistake Could Cost 1% a Month

A TFSA withdrawal is tax-free, but replacing it too soon can accidentally create an expensive overcontribution.

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money goes up and down in balance
Dividend Stocks

Foreign Money Is Pouring Into Canadian Banks: Is This One Still Worth Buying?

I’d still consider BNS for a long-term portfolio, although I’d build the position gradually rather than chase a rally that…

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woman stares at chocolate layer cake
Dividend Stocks

No Retirement Savings at 40? Here’s What $500 a Month Could Still Build

Starting retirement savings at 40 still leaves decades for a modest monthly investment to compound into a substantial portfolio.

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Dividend Stocks

This Canadian Dividend Stock Pays Less Than a GIC, and Could Make You More Over 10 Years

A GIC offers more income today, but CN’s growing dividend and earnings could create a much larger return over a…

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Dividend Stocks

Stocks and Bonds Are Both Falling: This Canadian Stock Could Benefit From the Fear

Market turmoil can hurt portfolios while simultaneously increasing demand for the trading, hedging and data infrastructure TMX Group provides.

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Stocks for Beginners

Your GIC Is Maturing as Rates Rise: I Wouldn’t Automatically Lock It Up Again

A maturing GIC may offer an attractive guaranteed rate, but long-term investors could sacrifice considerably more growth by renewing automatically.

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A worker overlooks an oil refinery plant.
Stocks for Beginners

Canada Wants More Major Projects: This TSX Stock Already Has a $10.5 Billion Backlog

Canada’s major-project push is creating real contract opportunities for one increasingly busy TSX infrastructure builder.

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Dividend Stocks

Your OAS Increase May Not Keep Up With Your Real Retirement Costs

OAS is rising with headline inflation, but individual retirement expenses can increase much faster than the national average.

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Dividend Stocks

The Next AI Winners May Own Trusted Data: I’d Watch This Canadian Stock

As AI models become widely available, trusted professional data could become a more valuable competitive advantage.

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A meter measures energy use.
Energy Stocks

Bond Yields Are Pressuring Utility Stocks: This Selloff Could Be a 10-Year Opportunity

Higher government-bond yields pressure utility valuations, but long-term investors can use that competition to find better entry points.

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man in bowtie poses with abacus
Dividend Stocks

How Much Would You Need in a TFSA to Earn $500 a Month?

A $500 monthly TFSA income target requires $6,000 annually, and higher yields dramatically reduce the capital required.

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RRSP (Registered Retirement Savings Plan) on wooden blocks and Canadian one hundred dollar bills.
Stocks for Beginners

Your RRSP Could Be Too Large by 71: Here’s What I’d Do in My 60s

A large RRSP can eventually force substantial taxable withdrawals, making the years before 71 unusually valuable for tax planning.

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people sit in two wooden beach chairs facing the Caribbean ocean holding drinks and making a toast
Dividend Stocks

2 Canadian Dividend Stocks I’d Buy and Hold for Life

These two Canadian dividend stocks offer an attractive mix of dividend income and future growth, making both worth a closer…

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Stocks for Beginners

Don’t Make This TFSA Contribution Room Mistake

Before adding money to your TFSA, make sure you know your actual contribution room.

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Warning sign with the text "Trade war" in front of container ship
Dividend Stocks

The Trade War Is Raising Prices Again: This Canadian Grocer Can Protect Its Margins

Trade tensions can raise specific retail costs even when overall grocery inflation is slowing, putting purchasing scale at a premium.

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Dividend Stocks

Apartment Rents Are Slowing: I’d Buy This Canadian REIT Instead

Cooling apartment asking rents make industrial real estate worth another look for investors seeking a different source of monthly income.

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Blocks conceptualizing the Registered Retirement Savings Plan
Retirement

You Spent 40 Years Building Your RRSP: Here’s How to Draw It Down Wisely

Here's how you can start planning your RRSP withdrawals wisely to keep more of your hard-earned money in retirement.

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Dividend Stocks

A 7% Yield Won’t Protect You From a Dividend Cut: This Payout Looks Safer

A smaller dividend backed by growing earnings can be more useful in retirement than an unsustainable headline yield.

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The TFSA is a powerful savings vehicle for Canadians who are saving for retirement.
Dividend Stocks

You’ve Maxed Your TFSA – Now What?

Maxed your TFSA? These three Canadian growth stocks can help investors keep building wealth while they plan their next investing…

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The RRSP (Canadian Registered Retirement Savings Plan) is a smart way to save and invest for the future
Retirement

TFSA vs. RRSP: Which Should Canadians Prioritize in 2026?

Here’s what to consider when choosing between a TFSA and RRSP in 2026, plus why the stocks you hold in…

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dreaming of financial success
Energy Stocks

Government Bonds Are Paying More: I’d Still Buy This Canadian Dividend Stock for the Next 10 Years

Government bonds now offer competitive income, but a growing dividend can become more valuable over a long investing horizon.

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